Pottawatomie County property record for 118 S 3rd St, Mcloud, OK 74851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1950 |
| Lot Size | 0.401 acres (17,486 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $398 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30389 |
| Primary APN | 30389 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 694 sqft |
| 2nd Floor Area | 418 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,486 sqft (0.401 acres) |
| Lot Dimensions | 140 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 500 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 630030389 |
|---|---|
| Street Address | 118 S 3RD ST |
| City | MCLOUD |
| State | OK |
| Zip | 74851-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCLOUD ORIG BLK 19 LOTS 13 THRU 17 118 & 122 S 3RD |
| Legal Subdivision | MCLOUD ORIG BLK 19 LOTS 13 THRU 17 118 & |
| Legal Block | 19 |
| Legal Lot Number | 13 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 501005 |
Source: Pottawatomie County records · APN 30389
Assessment roll updated December 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 556, MCLOUD, OK 74851-0556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC |
| Sep 06, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST |
| Feb 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANCFIRST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 1996 |
| Deed Sale | May 07, 1996 |
| Deed Book / Page | 2538 / 292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Jul 27, 2026 |
| Property Address | 118 S 3RD ST, MCLOUD, OK 74851-2110 |
| Document Number | 0000009801 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20269801 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 118 S 3RD ST, MCLOUD, OK 74851-2110 |
| Document Number | 0000009801, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20269801 |
| Name | GOODLEAP LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2041 |
| Rate | 5.81% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 118 S 3RD ST, MCLOUD, OK 74851 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 118 S 3RD ST, MCLOUD, OK 74851 |
| Document Number | 0000010591 |
|---|---|
| Date | Sep 06, 2023 |
| Instrument | 202300010591 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCLOUD, OK 74851 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Sep 05, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 118 S 3RD ST, MCLOUD, OK 74851 |
| Document Number | 0000001928 |
| Instrument Date | Feb 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 S 3RD ST MCLOUD OK 74851, MCLOUD, OK 74851 |
| Document Number | 0000001928 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 1928 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCLOUD, OK 74851 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 19, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Pottawatomie County records · Assessment roll updated December 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Municipality | McLoud City |
| Unified School District | McLoud Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $398.00 (+2.84%) Homeowner's exemption | $5,374 (+3.01%) Land $1,378 Building $3,996 | $71,054 (-3%) Land $22,500 Building $48,554 |
| 2024 | $387.00 (+4.59%) Homeowner's exemption | $5,217 (+3%) Land $1,338 Building $3,879 | $73,254 (+50.71%) Land $22,500 Building $50,754 |
| 2023 | $370.00 Homeowner's exemption | $5,065 Land $1,280 Building $3,785 | $48,607 Land $12,500 Building $36,107 |
Source: FEMA National Flood Hazard Layer as of June 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 66% of the US · lower than 71% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Technologies Fiber | 10,000 / 10,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AtLink Services Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 152 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCLOUD serves 2,939 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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