Pottawatomie County property record for 109 S 3rd St, Mcloud, OK 74851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1948 |
| Lot Size | 0.161 acres (6,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,794 (Sep 2025) |
| Tax Bill | $535 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30392 |
| Primary APN | 30392 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 1,026 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,994 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 98 sqft |
| Patio Area | 98 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 630030392 |
|---|---|
| Street Address | 109 S 3RD ST |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCLOUD ORIG BLK 20 LOTS 1 & 2 |
| Legal Subdivision | MCLOUD ORIG BLK 20 LOTS 1 & 2 |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 501005 |
Source: Pottawatomie County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 S 3RD ST, MCLOUD, OK 74851-8283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST |
| Sep 15, 2025 | Warranty Deed, Transfer · Non-Conforming Investor Loan BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Feb 22, 1997 · Amount on Record |
| Deed Document Number | 202511338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Jul 28, 2026 |
| Property Address | 109 S 3RD ST, MCLOUD, OK 74851-8283 |
| Document Number | 0000009840 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20269840 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 109 S 3RD ST, MCLOUD, OK 74851-8283 |
| Document Number | 0000009840, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20269840 |
| Name | BANCFIRST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jul 12, 2032 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Sep 15, 2025 |
| Property Address | 109 S 3RD ST, MCLOUD, OK 74851-8283 |
| Document Number | I2025011338 |
| Instrument Date | Sep 11, 2025 |
| Instrument | I-2025-011338 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | UNKNOWN, STUART AND CLOVER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 109 S 3RD ST, MCLOUD, OK 74851-8283 |
| Document Number | I2025011339 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | I-2025-011339 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Pottawatomie County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Municipality | McLoud City |
| Unified School District | McLoud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $535.00 (+4.29%) | $5,874 (+5.01%) Land $874 Building $5,000 | $50,665 (-2.33%) Land $9,000 Building $41,665 |
| 2024 | $513.00 (+5.99%) | $5,594 (+4.99%) Land $742 Building $4,852 | $51,874 (+16.84%) Land $9,000 Building $42,874 |
| 2023 | $484.00 | $5,328 Land $600 Building $4,728 | $44,398 Land $5,000 Building $39,398 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · lower than 71% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLOUD serves 2,939 people · EPA ID OK2006301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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