Effingham County property record for 118 Ruby Trl, Guyton, GA 31312 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 3,450 sqft Heated Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | 567 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,418.00 (2025) |
| Primary APN | 0351A-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,450 sqft Heated Area |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 567 sqft Garage |
| Deck Area | 300 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 7323 |
|---|---|
| Street Address | 118 RUBY TRL |
| City | GUYTON |
| State | GA |
| Zip | 31312-7000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .50 AC LOT 14 (OUT 351-1) |
| Legal Subdivision | EMERALD PLANTATION |
| Legal Block | I |
| Legal Lot Number | 14 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 30404 |
Source: Effingham County records · APN 0351A-014-000
Assessment roll updated December 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 RUBY TRL, GUYTON, GA 31312-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE |
| Feb 01, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| Oct 15, 2020 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage BROKER SOLUTIONS |
| Feb 21, 2020 | Warranty Deed, Transfer · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 |
| Deed Sale | Apr 11, 2022 |
| Prior Sale | Oct 15, 2020 · Amount on Record |
| Deed Doc Number | 20221009 |
| Deed Book / Page | 2776 / 394 |
| Prior Transfer Date | Feb 01, 2022 |
| Prior Transfer Doc | 0000001009 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 118 RUBY TRL, GUYTON, GA 31312-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 118 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002760/0000000952 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 0000002760/0000000952 |
| Instrument | 001079 |
| Name | GUILD MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 01, 2022 |
| Property Address | 118 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 002776/394 |
| Book / Page | 2776 / 394 |
| Instrument Date | Feb 01, 2022 |
| Instrument | 2022-001009 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 W FAIRMONT AVE, SAVANNAH, GA 31406-3455 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 15, 2020 |
| Property Address | 118 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0002631/64 |
| Book / Page | 2631 / 64 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020-002975 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 0000002631/0000000066 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 0000002631/0000000066 |
| Instrument | 010687 |
| Name | BROKER SOLUTIONS |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 21, 2020 |
| Property Address | 118 RUBY TRL, GUYTON, GA 31312-7000 |
| Document Number | 002575/927 |
| Book / Page | 2575 / 927 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020-000511 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 397, RICHMOND HILL, GA 31324-0397 |
| Document Number | 0000002575/0000000930 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 0000002575/0000000930 |
| Instrument | 001837 |
| Name | QUEENSBOROUGH NATIONAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2021 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,418.00 (+7%) Homeowner's exemption | $213,569 (+7.43%) Land $30,000 Building $183,569 | $533,923 (+7.43%) Land $75,000 Building $458,923 |
| 2024 | $5,998.00 (+18%) | $198,796 (+12.72%) Land $30,000 Building $168,796 | $496,990 (+12.72%) Land $75,000 Building $421,990 |
| 2023 | $5,083.00 (-4.76%) | $176,366 (+1.15%) Land $20,800 Building $155,566 | $440,916 (+1.15%) Land $52,000 Building $388,916 |
| 2022 | $5,337.00 | $174,366 Land $18,800 Building $155,566 | $435,916 Land $47,000 Building $388,916 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 80% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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