Effingham County property record for 115 Ruby Trl, Guyton, GA 31312 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,142 sqft Heated Area |
| Lot Size | 22,651 sqft (0.52 acres) |
| Garage | 650 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $475,000 (2021) |
| Tax Bill | $5,375.00 (2025) |
| Primary APN | 0351A-022-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,142 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 650 sqft Garage |
| Pool Area | 253 sqft Pool |
| Porch Area | 280 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 7331 |
|---|---|
| Street Address | 115 RUBY TRL |
| City | GUYTON |
| State | GA |
| Zip | 31312-7001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .52 AC LOT 22 (OUT 351-1) |
| Legal Subdivision | EMERALD PLANTATION |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | EFFINGHAM GA |
| Minor Civil Division | RINCON |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 30404 |
Source: Effingham County records · APN 0351A-022-000
Assessment roll updated December 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 RUBY TRL, GUYTON, GA 31312-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQUITY |
| Jul 28, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage RENASANT BANK |
| Sep 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE |
| Jul 09, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2021 · Amount on Record |
| Deed Sale | Sep 07, 2021 · Amount on Record |
| Prior Sale | Jul 20, 2015 · Amount on Record |
| Deed Doc Number | 20213041 |
| Deed Book / Page | 2724 / 343 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 115 RUBY TRL, GUYTON, GA 31312-7001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 115 RUBY TRL, GUYTON, GA 31312-7001 |
| Document Number | 0000002891/0000000660 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 0000002891/0000000660 |
| Instrument | D2024000571 |
| Name | SPRING EQUITY |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 115 RUBY TRL, GUYTON, GA 31312-7001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002419/573 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 2419/573 |
| Instrument | 006852 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 07, 2021 |
| Property Address | 115 RUBY TRL, GUYTON, GA 31312-7001 |
| Document Number | 002724/343 |
| Book / Page | 2724 / 343 |
| Instrument Date | Sep 07, 2021 |
| Instrument | 2021-003041 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 RUBY TRL, GUYTON, GA 31312-7001 |
| Document Number | 0000002724/0000000345 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 0000002724/0000000345 |
| Instrument | 011252 |
| Name | STOCKTON MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 09, 2017 |
| Property Address | 115 RUBY TRL, GUYTON, GA 31312-7001 |
| Document Number | 002419/572 |
| Book / Page | 2419 / 572 |
| Instrument Date | Jul 09, 2017 |
| Instrument | 2017-001997 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 RUBY TRL, GUYTON, GA 31312-7001 |
Source: Effingham County records · Assessment roll updated December 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,375.00 (+11.05%) Homeowner's exemption | $216,430 (+2.65%) Land $30,000 Building $186,430 | $541,076 (+2.65%) Land $75,000 Building $466,076 |
| 2024 | $4,840.00 (+20.79%) Homeowner's exemption | $210,837 (+17.2%) Land $30,000 Building $180,837 | $527,093 (+17.2%) Land $75,000 Building $452,093 |
| 2023 | $4,007.00 (-14.16%) Homeowner's exemption | $179,891 (+1.12%) Land $20,800 Building $159,091 | $449,727 (+1.12%) Land $52,000 Building $397,727 |
| 2022 | $4,668.00 Homeowner's exemption | $177,891 Land $18,800 Building $159,091 | $444,727 Land $47,000 Building $397,727 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 80% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 885 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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