118 Ruby Ct, Michigan City, IN 46360 Property Records

LaPorte County property record for 118 Ruby Ct, Michigan City, IN 46360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1960
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Dec 2024)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Aug 2022 Transfer May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-01-32-457-011.000-022`

Property Details

APN / Parcel Number

Primary APN	`46-01-32-457-011.000-022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	144 ft deep x 47 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 RUBY CT
City	MICHIGAN CITY
State	IN
Zip	46360-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42-01-32-457-011 143.94 X 46.75 FT SW 1/4 SE 1/4 S32 T38 R4. .15 A. SANI ASSMT #89
Legal Range	4
Legal Township	38
Legal Section	32
Jurisdiction	LA PORTE IN
Township / Civil Division	MICHIGAN
Census Block Group	1
Census Block	1028
Census Tract	40400

Owner

118 Ruby Ct is owned and occupied by an individual who bought it in December 2024.

Source: LaPorte County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	118 RUBY CT, MICHIGAN CITY, IN 46360-6054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Quit Claim Deed, Transfer Quitclaim
May 13, 2022	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT INC
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2024 · Amount on File
Deed Sale	Dec 31, 2024 · Amount on File
Prior Sale	Jul 27, 2018 · Amount on File
Deed Document Number	202413653
Prior Transfer Date	Aug 11, 2022
Prior Transfer Doc	2022R11146
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PORTE IN
Recording Date	Aug 17, 2022
Property Address	118 RUBY CT, MICHIGAN CITY, IN 46360-6054
Document Number	2022R11146
Instrument Date	Aug 11, 2022
Instrument	2022R-11146
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RUBY CT, MICHIGAN CITY, IN 46360-6054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Property Address	118 RUBY CT, MICHIGAN CITY, IN 46360-6054
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R06791
Date	May 13, 2022
Instrument	2022R-06791

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Jul 27, 2018
Property Address	118 RUBY CT, MICHIGAN CITY, IN 46360-6054
Document Number	2018R08527
Instrument Date	Jul 13, 2018
Instrument	2018R-08527
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 RUBY CT, MICHIGAN CITY, IN 46360-6054

Mortgage

Document Number	2018R08528
Date	Jul 27, 2018
Instrument	2018R-08528

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 118 Ruby Ct was $1,532, up 119.5% from the year before.

Source: LaPorte County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Michigan Township
Municipality	Michigan City
Unified School District	Michigan City Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00 (+119.48%)	$73,000 (+1.11%) Land $14,700 Building $58,300	$73,000 (+1.11%) Land $14,700 Building $58,300
2024	$698.00 (+3.41%)	$72,200 (+5.25%) Land $14,700 Building $57,500	$72,200 (+5.25%) Land $14,700 Building $57,500
2023	$675.00 (+20.97%)	$68,600 (+4.57%) Land $14,700 Building $53,900	$68,600 (+4.57%) Land $14,700 Building $53,900
2022	$558.00	$65,600 Land $14,700 Building $50,900	$65,600 Land $14,700 Building $50,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Ruby Ct in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1985–2008)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 Ruby Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIGAN CITY DEPARTMENT OF WATER WORKS serves 33,996 people · EPA ID IN5246020
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Acme Communications, Verizon.

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