109 Ruby Ct, Michigan City, IN 46360 Property Records

LaPorte County property record for 109 Ruby Ct, Michigan City, IN 46360

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1953
Lot Size	0.135 acres (5,858 sqft)
Owner	Company Name on File
Last Sale	$115,976 (Jan 2023)
Tax Bill	$1,298 (2024)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-01-32-453-020.000-022`

Property Details

APN / Parcel Number

Primary APN	`46-01-32-453-020.000-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,858 sqft (0.135 acres)
Lot Dimensions	101 ft deep x 58 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	109 RUBY CT
City	MICHIGAN CITY
State	IN
Zip	46360-6053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42-01-32-453-020 PEARLWOOD TERRACE LT 6 BLK 1.
Legal Subdivision	PEARLWOOD TERRACE
Legal Block	1
Legal Lot Number	6
Jurisdiction	LA PORTE IN
Township / Civil Division	MICHIGAN
Census Block Group	1
Census Block	1023
Census Tract	40400

Owner

109 Ruby Ct is owned by a company that bought it in January 2023.

Source: LaPorte County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	2635 LIBERTY ST, HOLLYWOOD, FL 33020-1944
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Limited Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Jan 18, 2023	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 11, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	Jan 18, 2023
Deed Document Number	2023705
Record Updated	Jun 8, 2026

January 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Jan 19, 2023
Property Address	109 RUBY CT, MICHIGAN CITY, IN 46360-6053
Document Number	2023R00705
Instrument Date	Dec 20, 2022
Instrument	2023R-00705
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 MARBLE GORGE DR, LAS VEGAS, NV 89117-5952
Investor	Possibly a Property Investor

Mortgage

Document Number	2023R00706
Date	Jan 19, 2023
Instrument	2023R-00706

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Jan 18, 2023
Property Address	109 RUBY CT, MICHIGAN CITY, IN 46360-6053
Document Number	2023R00657
Instrument Date	Dec 16, 2022
Instrument	2023R-00657
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 S HUALAPAI WAY STE 110, 110, LAS VEGAS, NV 89147-5725
Investor	Possibly a Property Investor

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PORTE IN
Recording Date	Jan 11, 2023
Property Address	109 RUBY CT, MICHIGAN CITY, IN 46360-6053
Document Number	2023R00431
Instrument Date	Dec 8, 2022
Instrument	2023R-00431
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 548, VALPARAISO, IN 46384-0548

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Michigan Township
Municipality	Michigan City
Unified School District	Michigan City Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,200 (+1.47%) Land $15,500 Building $46,700	$62,200 (+1.47%) Land $15,500 Building $46,700
2024	$1,298.00 (+4.68%)	$61,300 (+4.97%) Land $15,500 Building $45,800	$61,300 (+4.97%) Land $15,500 Building $45,800
2023	$1,240.00 (+7.27%)	$58,400 (+4.29%) Land $15,500 Building $42,900	$58,400 (+4.29%) Land $15,500 Building $42,900
2022	$1,156.00	$56,000 Land $15,500 Building $40,500	$56,000 Land $15,500 Building $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 109 Ruby Ct in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1985–2008)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 109 Ruby Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIGAN CITY DEPARTMENT OF WATER WORKS serves 33,996 people · EPA ID IN5246020
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Acme Communications, Verizon.

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