118 Rolling Rdg Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 118 Rolling Rdg Dr, Chattanooga, TN 37421

Property Summary

Property Type	Rural Home
Details	2.5 ba · 1,882 sqft · built 1973
Lot Size	0.239 acres (10,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (May 1999)
Tax Bill	$1,438 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171D A 008`

Property Details

APN / Parcel Number

Primary APN	`171D A 008`
Alternative APN	`0000117607`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,882 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,423 sqft (0.239 acres)
Lot Dimensions	113 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000117607
Street Address	118 ROLLING RIDGE DR
City	CHATTANOOGA
State	TN
Zip	37421-5314
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	3275 02 011- LOT 42 ROLLING RIDGE PB 27 PG 252
Legal Subdivision	ROLLING RIDGE SUBDIVISION
Legal Lot Number	42
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2020
Census Tract	11324

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 13, 2024	Deed of Trust, Mortgage · VA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 1999 · Amount on Record
Deed Sale	May 7, 1999 · Amount on Record
Deed Document Number	1999196
Deed Book / Page	5349 / 552
Last Transfer Date	May 8, 2002
Transfer Doc	630122
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	118 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5314
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000111
Date	May 4, 2022
Book Page	12945/565
Instrument	2022050400111

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2047

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	118 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5314
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000026
Date	Nov 13, 2024
Book Page	13759/647
Instrument	2024111300026

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,438.00 (+22.49%)	$94,875 (+80.71%)	$379,500 (+80.71%) Land $70,000 Building $309,500
2024	$1,174.00 (-0.76%)	$52,500 (-)	$210,000 (-) Land $55,000 Building $155,000
2023	$1,183.00	$52,500	$210,000 Land $55,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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