Hamilton County property record for 115 Rolling Rdg Dr, Chattanooga, TN 37421
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,061 sqft · built 1973 |
| Lot Size | 0.233 acres (10,189 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $234,000 (Dec 2025) |
| Tax Bill | $1,403 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171D A 043 |
| Primary APN | 171D A 043 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,189 sqft (0.233 acres) |
| Lot Dimensions | 117 ft deep x 90 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000117642 |
|---|---|
| Street Address | 115 ROLLING RIDGE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | 3275 02 011- LOT 7 ROLLING RIDGE PB 27 PG 252 REV 27-273 |
| Legal Subdivision | ROLLING RIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11324 |
Source: Hamilton County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit LEAD BANK |
| Dec 22, 2025 | Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Deed Document Number | 2025236 |
| Deed Book / Page | 14146 / 138 |
| Prior Transfer Date | Oct 10, 2013 |
| Prior Transfer Doc | 0000000186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 6, 2026 |
| Property Address | 115 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5315 |
| Document Number | 0000000219 |
| Book / Page | 14396 / 609 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 2026219 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 115 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5315 |
| Document Number | 0000000219, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 14396/609 |
| Instrument | 2026219 |
| Name | LEAD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2041 |
| Rate | 5.84% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 22, 2025 |
| Property Address | 115 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5315 |
| Document Number | 0000000236 |
| Book / Page | 14146 / 138 |
| Map Reference | MB 27 PG 273 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2025122200236 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 115 ROLLING RIDGE DR, CHATTANOOGA, TN 37421-5315 |
| Document Number | 0014146141 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 14146/141 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,403.00 (+23.29%) | $92,600 (+81.93%) | $370,400 (+81.93%) Land $70,000 Building $300,400 |
| 2024 | $1,138.00 (-0.78%) | $50,900 (-) | $203,600 (-) Land $55,000 Building $148,600 |
| 2023 | $1,147.00 | $50,900 | $203,600 Land $55,000 Building $148,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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