Banks County property record for 118 River Dr, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,980 sqft · built 2007 |
| Lot Size | 44.3 acres (1,932,757 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,635 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B66 025 |
| Primary APN | B66 025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,980 sqft Heated Area |
| 1st Floor Area | 1,990 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,932,757 sqft (44.3 acres) |
| Garage Area | 1,120 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 1,050 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 4,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 1487 |
|---|---|
| Street Address | 118 RIVER DR |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | 2017 GMD 208 PB D-156 PB 16-47 |
| Legal Subdivision | BOBBY CAUDELL |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970400 |
Source: Banks County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 RIVER DR, COMMERCE, GA 30530-7702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 25, 2015 |
| Transfer Doc | 000415/423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 118 RIVER DR, COMMERCE, GA 30530-7702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 118 RIVER DR |
| Document Number | 0000000581/0000000300 |
|---|---|
| Date | Jul 14, 2025 |
| Book Page | 0000000581/0000000300 |
| Name | PINNACLE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2035 |
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,635.00 (+13.91%) Homeowner's exemption | $475,528 (+26.95%) Land $142,680 Building $332,848 | $1,188,822 (+26.95%) Land $356,701 Building $832,121 |
| 2023 | $5,825.00 (+12.43%) Homeowner's exemption | $374,568 (+8.29%) Land $114,336 Building $260,232 | $936,422 (+8.29%) Land $285,841 Building $650,581 |
| 2022 | $5,181.00 Homeowner's exemption | $345,898 Land $115,886 Building $230,012 | $864,745 Land $289,715 Building $575,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 3 |
May also be available: AT&T.
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