Banks County property record for 117 River Dr, Commerce, GA 30530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,892 sqft · built 2005 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,369 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B66 025A |
| Primary APN | B66 025A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,892 sqft Heated Area |
| 1st Floor Area | 2,580 sqft |
| Attic | Attic |
| Attic Area | 200 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 624 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 272 sqft |
| Patio Area | 1,234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 8634 |
|---|---|
| Street Address | 117 RIVER DR |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARR |
| Legal Description | GMD 208 TR 2 PB E-130 |
| Legal Subdivision | BOBBY CAUDELL |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970400 |
117 River Dr is owned and occupied by an individual who acquired it in January 2006.
Source: Banks County records, as of November 13, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 RIVER DR, COMMERCE, GA 30530-7703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Apr 13, 2005 |
| Last Transfer Date | Jan 24, 2006 |
| Transfer Doc | 0000275/47 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 117 RIVER DR, COMMERCE, GA 30530-7703 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 117 RIVER DR, COMMERCE, GA 30530-7703 |
| Document Number | 0000000483/0000000261 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 0000000483/0000000261 |
| Name | SOUTHEAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 117 River Dr was $4,369 with a homeowner's exemption, down 3.1% from the year before.
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,369.00 (-3.15%) Homeowner's exemption | $241,417 (+4.53%) Land $40,087 Building $201,330 | $603,542 (+4.53%) Land $100,217 Building $503,325 |
| 2024 | $4,511.00 (+22.28%) Homeowner's exemption | $230,949 (+14.76%) Land $36,442 Building $194,507 | $577,373 (+14.76%) Land $91,106 Building $486,267 |
| 2023 | $3,689.00 (+4.24%) Homeowner's exemption | $201,242 (+18.06%) Land $33,900 Building $167,342 | $503,106 (+18.06%) Land $84,750 Building $418,356 |
| 2022 | $3,539.00 Homeowner's exemption | $170,458 Land $24,512 Building $145,946 | $426,145 Land $61,280 Building $364,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 River Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 117 River Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, TruVista Communications, Verizon.
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