118 Regency Cir, Pooler, GA 31322 Property Records

Chatham County property record for 118 Regency Cir, Pooler, GA 31322

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,583 sqft · built 2014
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2023)
Tax Bill	$3,852 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`5-1014D-02-009`

Property Details

APN / Parcel Number

Primary APN	`5-1014D-02-009`
Alternative APN	`P285E306`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,583 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,964 sqft (0.091 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	236 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	118 REGENCY CIR
City	POOLER
State	GA
Zip	31322-3945
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 4321 RETREAT AT FOREST LAKES PH 1 SMB 34S 64A PRB 48P 113
Legal Subdivision	RETREAT FRST LAKES PH 1
Legal Phase	1
Legal Lot Number	4321
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	2
Census Block	2001
Census Tract	10705

Owner

Source: Chatham County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	35 BATTERY LN, BEAUFORT, SC 29902-6945
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage NP
Mar 31, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL
Feb 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Book / Page	3220 / 465
Prior Transfer Date	Sep 1, 2016
Prior Transfer Doc	0000008832
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Oct 18, 2023
Property Address	118 REGENCY CIR, POOLER, GA 31322-3945
Document Number	0032200465
Book / Page	3220 / 465
Instrument Date	Oct 13, 2023
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 REGENCY CIR, POOLER, GA 31322-3945

Mortgage

Document Number	0003220467
Date	Oct 18, 2023
Instrument	3220/467

Lender

Name	NP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	118 REGENCY CIR, POOLER, GA 31322-3945
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 REGENCY CIR, POOLER, GA 31322-3945

Mortgage

Document Number	0018880435
Date	Mar 31, 2020
Book Page	0000001888/0000000435

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 26, 2019
Property Address	118 REGENCY CIR, POOLER, GA 31322-3945
Document Number	0015630025
Book / Page	1563 / 25
Instrument Date	Feb 26, 2019
Instrument	2019-001950
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 REGENCY CIR, POOLER, GA 31322-3945

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,852.00	$120,200 (+15.22%) Land $24,000 Building $96,200	$300,500 (+15.22%) Land $60,000 Building $240,500
2023		$104,320 (+13.59%) Land $10,000 Building $94,320	$260,800 (+13.59%) Land $25,000 Building $235,800
2022		$91,840 Land $10,000 Building $81,840	$229,600 Land $25,000 Building $204,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 47 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Regency Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures