114 Reef Ln, Grandy, NC 27939 Property Records

Currituck County property record for 114 Reef Ln, Grandy, NC 27939

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 319 sqft · built 1988
Lot Size	0.089 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$118,000 (Oct 2019)
Tax Bill	$991 (2025)
Deeds & Mortgages	Oct 2019 Sale Jul 2018 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`9922-31-1772`

Property Details

APN / Parcel Number

Primary APN	`9922-31-1772`
Alternative APNs	`107B0II00270007` `000152544` `9922-31`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	319 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	50 ft deep x 58 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000152544
Street Address	114 REEF LN
City	GRANDY
State	NC
Zip	27939
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WALNUT ISLAND - SECT. 7 BLOCK NO. II LOT NO. 27
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	II
Legal Lot Number	27
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110401

Owner

Source: Currituck County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 904, SANDSTON, VA 23150-0904
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 12, 2018	Warranty Deed, Construction Loan · Construction Mortgage DONALD L BENTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	0001504763
Deed Book / Page	1504 / 763
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Oct 25, 2019
Property Address	114 REEF LN, GRANDY, NC 27939
Document Number	0015040763
Book / Page	001504 / 000763
Instrument Date	Oct 3, 2019
Instrument	346600
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$236.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 904 SANDSTON VA 231500904, SANDSTON, VA 23150-0904

July 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jul 12, 2018
Property Address	114 REEF LN, GRANDY, NC 27939
Document Number	0014510072
Book / Page	001451 / 000072
Instrument Date	Jun 4, 2018
Instrument	337198
Transaction Type	Construction Loan
Record Updated	Jul 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8298 WONDERLAND LN MECHANICSVILLE VA 231111846, MECHANICSVILLE, VA 23111-1846

Mortgage

Document Number	14510075
Date	Jul 12, 2018
Book Page	001451/000075
Instrument	337199

Lender

Name	DONALD L BENTON
Address	9132 BRAMPTON DR, MECHANICSVILLE, VA 23116-4106

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 11, 2019

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$991.00 (+1.85%)	$74,500 (-) Land $6,400 Building $68,100
2024	$973.00 (+6.81%)	$74,500 (-) Land $6,400 Building $68,100
2023	$911.00 (+11.1%)	$74,500 (-) Land $6,400 Building $68,100	$74,500 (-) Land $6,400 Building $68,100
2022	$820.00	$74,500 Land $6,400 Building $68,100	$74,500 (-) Land $6,400 Building $68,100
2021			$74,500 Land $6,400 Building $68,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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