Pontotoc County property record for 118 Ray St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,327 sqft · built 1946 |
| Lot Size | 0.726 acres (31,625 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $472 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 15410 |
| Primary APN | 15410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| 1st Floor Area | 1,327 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,625 sqft (0.726 acres) |
| Lot Dimensions | 275 ft deep x 115 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 131 sqft |
| Deck Area | 162 sqft |
| Patio Area | 98 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 15410 |
|---|---|
| Street Address | 118 RAY ST |
| City | ADA |
| State | OK |
| Zip | 74820-8336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 115' OF W 275' OF S 148 OF BLOCK 11 VALLEY VIEW SUB. |
| Legal Subdivision | VALLEY VIEW -ADA SD- SE 4-3-6 |
| Legal Block | 11 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 89300 |
118 Ray St is owned and occupied by an individual who acquired it in February 2020.
Source: Pontotoc County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 RAY ST, ADA, OK 74820-8336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 13, 2020 |
| Transfer Doc | 003372/164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | Feb 13, 2020 |
| Property Address | 118 RAY ST, ADA, OK 74820-8336 |
| Document Number | 003372/164 |
| Book / Page | 3372 / 164 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 2020-000794 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 118 Ray St was $472 with a homeowner's exemption, up 1.3% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,702 (+3%) Land $1,458 Building $4,244 | $47,515 (-40.82%) Land $12,152 Building $35,363 | |
| 2025 | $472.00 (+1.29%) Homeowner's exemption | $5,536 (+3.01%) Land $1,416 Building $4,120 | $80,288 (-5.64%) Land $17,500 Building $62,788 |
| 2024 | $466.00 (+7.13%) Homeowner's exemption | $5,374 (+2.99%) Land $1,374 Building $4,000 | $85,086 (+9.04%) Land $17,500 Building $67,586 |
| 2023 | $435.00 Homeowner's exemption | $5,218 Land $1,351 Building $3,867 | $78,031 Land $17,500 Building $60,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Ray St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (2009–2025) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Ray St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
May also be available: 360 Broadband.
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