116 Ray St, Ada, OK 74820 Property Records

Pontotoc County property record for 116 Ray St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 902 sqft · built 1950
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Oct 2021)
Tax Bill	$1,439 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15407`

Property Details

APN / Parcel Number

Primary APN	`15407`
Alternative APN	`0340-00-011-000-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
1st Floor Area	902 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1981
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	128 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	252 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	15407
Street Address	116 RAY ST
City	ADA
State	OK
Zip	74820-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 128' X 75' BLOCK 11 VALLEY VIEW SUB.
Legal Subdivision	VALLEY VIEW -ADA SD- SE 4-3-6
Legal Block	11
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1027
Census Tract	89300

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 RAY ST, ADA, OK 74820-8336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDFIRST BANK
Jun 9, 2021	Correction Deed
Jun 9, 2021	Warranty Deed, Transfer
May 28, 2020	Special Warranty Deed, Transfer BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Jun 9, 2021 · Amount on Record
Deed Document Number	20216227
Deed Book / Page	3548 / 214
Prior Transfer Date	Jan 30, 2015
Prior Transfer Doc	002907/264
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Oct 4, 2021
Property Address	116 RAY ST, ADA, OK 74820-8336
Document Number	003548/214
Book / Page	3548 / 214
Instrument Date	Oct 1, 2021
Instrument	2021-006227
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RAY ST, ADA, OK 74820-8336

Mortgage

Document Number	2021006228
Date	Oct 4, 2021
Instrument	2021-006228

Lender

Name	MIDFIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 9, 2021
Property Address	116 RAY ST, ADA, OK 74820-8336
Document Number	0003512/71
Book / Page	3512 / 71
Instrument Date	Jun 9, 2021
Instrument	2021-003515
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 847, STRATFORD, OK 74872-0847

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Jun 9, 2021
Property Address	116 RAY ST, ADA, OK 74820-8336
Document Number	003512/125
Book / Page	3512 / 125
Instrument Date	Jun 9, 2021
Instrument	2021-003526
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Tax	$7.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 RAY ST, PONTOTOC, OK 74820-8336

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 28, 2020
Property Address	116 RAY ST, ADA, OK 74820-8336
Document Number	003400/282
Book / Page	3400 / 282
Instrument Date	May 6, 2020
Instrument	2020-002699
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$77.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 56, FRANCIS, OK 74844-0056

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,072 (+1.71%) Land $3,000 Building $12,072	$125,598 (+1.71%) Land $25,000 Building $100,598
2025	$1,439.00 (+1.34%) Homeowner's exemption	$14,818 (+2.54%) Land $2,100 Building $12,718	$123,486 (-3.56%) Land $17,500 Building $105,986
2024	$1,420.00 (+5.65%) Homeowner's exemption	$14,451 (+3%) Land $2,100 Building $12,351	$128,045 (+9.52%) Land $17,500 Building $110,545
2023	$1,344.00 Homeowner's exemption	$14,030 Land $2,100 Building $11,930	$116,917 Land $17,500 Building $99,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2009–2025)
Claims Outside the SFHA	2 of 6
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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