Middlesex County and Reading Town property record for 118 Prospect St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,579 sqft · built 1850 |
| Lot Size | 0.589 acres (25,674 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $882,000 (Jan 2013) |
| Tax Bill | $15,671 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:020.0-0000-0039.0 |
| Primary APN | READ M:020.0-0000-0039.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 4,579 sqft Living Area |
| Gross Area | 7,706 sqft |
| Basement Area | 1,832 sqft |
| Unfinished Basement | 1,832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Tar & Gravel |
| Lot Area | 25,674 sqft (0.589 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 600000000240 |
|---|---|
| Street Address | 118 PROSPECT ST |
| City | READING |
| State | MA |
| Zip | 01867-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 PROSPECT ST, READING, MA 01867-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2013 · Amount on Record |
| Deed Sale | Jan 16, 2013 · Amount on Record |
| Deed Book / Page | 60987 / 72 |
| Record Updated | Oct 29, 2026 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,671.00 (+1.46%) | $1,429,800 (+5.44%) Land $570,900 Building $842,400 | $1,482,238 (-8.99%) |
| 2025 | $15,445.00 (+1.11%) | $1,356,000 (+4.04%) Land $541,100 Building $814,900 | $1,628,680 (+3.95%) |
| 2024 | $15,275.00 (+3.12%) | $1,303,300 (+10.77%) Land $519,800 Building $783,500 | $1,566,835 |
| 2023 | $14,813.00 | $1,176,600 Land $468,600 Building $708,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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