118 Palm Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 118 Palm Ave, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,204 sqft · built 1947
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Mar 2024)
Tax Bill	$4,763 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112-004-003-000`

Property Details

APN / Parcel Number

Primary APN	`112-004-003-000`
Alternative APNs	`1120403000` `1120403`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 PALM AVE
City	MODESTO
State	CA
Zip	95350-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORSON TRACT BLOCK 652 LOT 7
Legal Subdivision	CORSON
Legal Block	652
Legal Lot Number	7
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4003
Census Tract	1100

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 PALM AVE, MODESTO, CA 95350-5420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Sep 28, 2021	Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Mar 25, 2020	Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Sep 28, 2021 · Amount on Record
Deed Document Number	202412986
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	0000021434
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 22, 2024
Property Address	118 PALM AVE, MODESTO, CA 95350-5420
Document Number	0000012986
Map Reference	VOL 14 PG 19
Instrument Date	Mar 13, 2024
Instrument	2024-0012986
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 PALM AVE, MODESTO, CA 95350-5420

Mortgage

Document Number	0000012987
Date	Mar 22, 2024
Instrument	2024-0012987

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 28, 2021
Property Address	118 PALM AVE, MODESTO, CA 95350-5420
Document Number	0000092079
Map Reference	VOL 14 PG 19
Instrument Date	Sep 24, 2021
Instrument	2021-0092079
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 PALM AVE, MODESTO, CA 95350-5420

Mortgage

Document Number	0000092080
Date	Sep 28, 2021
Instrument	2021-0092080

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000092081
Date	Sep 28, 2021
Instrument	2021-0092081

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 25, 2020
Property Address	118 PALM AVE, MODESTO, CA 95350-5420
Document Number	0000021434
Map Reference	VOL 14 PG 19
Instrument Date	Feb 27, 2020
Instrument	2020-0021434
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 PALM AVE, MODESTO, CA 95350-5420

Mortgage

Document Number	0000021435
Date	Mar 25, 2020
Instrument	2020-0021435

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,763.00 (-4.49%) Homeowner's exemption	$418,000 (-3.58%) Land $240,000 Building $178,000
2025	$4,987.00 (+14.91%) Homeowner's exemption	$433,500 (+12.29%) Land $244,800 Building $188,700
2023	$4,340.00 (+2.53%) Homeowner's exemption	$386,070 Land $188,700 Building $197,370
2022	$4,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave.

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