1. Home
  2. Tennessee
  3. Madison County
  4. Jackson
  5. O'Neal St

118 O'Neal St, Jackson, TN 38301 Property Records

Madison County property record for 118 O'Neal St, Jackson, TN 38301

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,376 sqft · built 1945
Lot Size0.244 acres (10,656 sqft)
OwnerCompany Name on Record
Last Sale$20,500 (Aug 2024)
Tax Bill$318 (2022)
Deeds & MortgagesDec 2024 Mortgage
Aug 2024 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN057078B E 00100

Property Details

APN / Parcel Number

Primary APN057078B E 00100
Alternative APN
  • 078B E 00100

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,376 sqft Living Area
1st Floor Area1,232 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,656 sqft (0.244 acres)
Lot Dimensions144 ft deep x 74 ft wide
Garage TypeDetached

Exterior Amenities

PorchOpen Porch
Porch Area228 sqft
Deck Area60 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address118 ONEAL ST
CityJACKSON
StateTN
Zip38301-4576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05, COUNTY AREA: K89
Legal SubdivisionGARNEAL PLACE
Legal Block3
Legal Lot Number10 74
JurisdictionMADISON TN
Township / Civil Division2
Census Block Group2
Census Block2009
Census Tract600

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address22 HUNTINGTON PL, JACKSON, TN 38305-9664
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2024Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY BANK
Aug 16, 2024Warranty Deed, Transfer
PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW
Jul 1, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2024 · Amount on Record
Deed SaleAug 16, 2024 · Amount on Record
Prior SaleJul 1, 2024
Deed Document Number24008560
Deed Book / PageD785 / 1643
Record UpdatedJun 8, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address118 ONEAL ST, JACKSON, TN 38301-4576
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 WINDEMERE CIR, JACKSON, TN 38305-3966

Mortgage

Document Number0T2267/947
DateDec 23, 2024
Book PageT2267/947
Instrument24013698
Lender
NameCOMMUNITY BANK
TypeBank
Address3200 N HIGHLAND AVE, JACKSON, TN 38305
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueDec 11, 2044

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateAug 16, 2024
Property Address118 ONEAL ST, JACKSON, TN 38301-4576
Document Number0D785/1643
Book / PageD785 / 1643
Instrument DateAug 12, 2024
Instrument24008560
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyPRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$75.85
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1779 KIRBY PKWY # 10325, 10325, MEMPHIS, TN 38138-3666

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 HUNTINGTON PL, JACKSON, TN 38305-9664

July 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON TN
Recording DateJul 1, 2024
Property Address118 ONEAL ST, JACKSON, TN 38301-4576
Document Number000D785/10
Book / PageD785 / 10
Instrument DateJun 28, 2024
Instrument24006700
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1779 KIRBY PKWY # 10325, 10325, MEMPHIS, TN 38138-3666

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,300 (+101.1%) Land $1,700 Building $16,600
2023$9,100 Land $1,700 Building $7,400
2022$318.00$73,200 Land $6,800 Building $66,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPlus Broadband
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Nearby Properties on O'Neal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures