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116 O'Neal St, Jackson, TN 38301 Property Records

Madison County property record for 116 O'Neal St, Jackson, TN 38301

Property Summary

Property TypeSingle Family Home
Details1 ba · 744 sqft · built 1943
Lot Size0.178 acres (7,776 sqft)
OwnerCompany Name on Record
Last Sale$10,000 (Jun 2024)
Tax Bill$266 (2022)
Deeds & MortgagesNov 2024 Mortgage
Jun 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN057078B E 00200

Property Details

APN / Parcel Number

Primary APN057078B E 00200
Alternative APN
  • 078B E 00200

Interior

Full Baths1 Bath
Stories2 Stories
Building Area744 sqft Living Area
1st Floor Area744 sqft
Attic Area720 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1943
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,776 sqft (0.178 acres)
Lot Dimensions144 ft deep x 54 ft wide
Garage TypeDetached
PorchOpen Porch
Porch Area24 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address116 ONEAL ST
CityJACKSON
StateTN
Zip38301-4576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 05 FORMERLY KEMP DDT 072875 BK 316 PG 223, COUNTY AREA: K89
Legal SubdivisionGARNEAL PLACE
Legal Block3
Legal Lot Number11
JurisdictionMADISON TN
Township / Civil Division2
Census Block Group2
Census Block2009
Census Tract600

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4071, BRENTWOOD, TN 37024-4071
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2024Deed of Trust, Mortgage · Commercial Mortgage
CENTENNIAL BANK
Jun 25, 2024Affidavit of Death of Joint Tenant, Transfer
LIMESTONE TITLE, LIMESTONE TITLE LLC
Jun 20, 2024Warranty Deed, Transfer
LIMESTONE TITLE, LIMESTONE TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 25, 2024 · Amount on Record
Deed SaleJun 25, 2024 · Amount on Record
Prior SaleJun 20, 2024 · Amount on Record
Deed Document Number24006511
Deed Book / PageD784 / 1817
Record UpdatedJun 8, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON TN
Property Address116 ONEAL ST, JACKSON, TN 38301-4576
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 128164, NASHVILLE, TN 37212-8164

Mortgage

Document NumberT2264/1436
DateNov 18, 2024
Book PageT2264/1436
Instrument24012431
Lender
NameCENTENNIAL BANK
TypeBank
Address463 N TRENTON ST, RUTHERFORD, TN 38369
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term238 Months
DueSep 9, 2044
Interest
Rate TypeAdjustable Rate

June 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMADISON TN
Recording DateJun 25, 2024
Property Address116 ONEAL ST, JACKSON, TN 38301-4576
Document Number0D784/1817
Book / PageD784 / 1817
Map ReferenceMB 1 PG 151
Instrument DateJun 24, 2024
Instrument24006511
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyLIMESTONE TITLE, LIMESTONE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJun 20, 2024
Property Address116 ONEAL ST, JACKSON, TN 38301-4576
Document Number0D784/1682
Book / PageD784 / 1682
Map ReferenceMB 1 PG 151
Instrument DateJun 14, 2024
Instrument24006368
Transaction TypeTransfer
Record UpdatedJan 23, 2026
Title CompanyLIMESTONE TITLE, LIMESTONE TITLE LLC

Transaction

AmountAmount Recorded
Tax$37.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8011 BROOKS CHAPEL RD UNIT 4071, 4071, BRENTWOOD, TN 37024-4079

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,650 (-) Land $1,225 Building $6,425
2023$7,650 Land $1,225 Building $6,425
2022$266.00$30,600 Land $4,900 Building $25,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people · EPA ID TN0000299
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPlus Broadband
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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