118 Oak St, Modesto, CA 95351 Property Records

Stanislaus County property record for 118 Oak St, Modesto, CA 95351 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1964
Square Footage1,700 sqft Living Area
Lot Size6,969 sqft (0.159 acres)
OccupancyOwner Occupied
Last Sale$55,000 (1996)
Tax Bill$3,422.00 (2025)

Property Details

APN / Parcel Number

Primary APN101-006-025-000
Alternative APN
  • 1010625

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area1,700 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Construction TypeWood Construction
Lot Area6,969 sqft (0.159 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Heating SystemFloor/Wall Furnace Heating

Location & Zoning

Old Parcel Number1010625
Street Address118 OAK ST
CityMODESTO
StateCA
Zip95351-2749
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY OF MODESTO BLK 417 LOTS 23 & 24
Legal SubdivisionCITY OF MODESTO
Legal Block417
Legal Lot Number23,24 24
JurisdictionSTANISLAUS CA
Minor Civil DivisionMODESTO
Census Blockgroup1
Census Block1020
Census Tract1700

Owner

Source: Stanislaus County records · APN 101-006-025-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address118 OAK ST, MODESTO, CA 95351-2749
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 1996 · Amount on Record
Deed SaleAug 09, 1996 · Amount on Record
Prior SaleAug 09, 1996 · Amount on Record
Deed Doc Number0000067022
Deed Book / Page101
Last Transfer DateAug 05, 2004
Transfer Doc0000126915
Record RefreshedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address118 OAK ST, MODESTO, CA 95351-2749
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 OAK ST, MODESTO, CA 95351-2749

Mortgage

Document Number0000084998
DateSep 03, 2021
Instrument2021-0084998
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address118 OAK ST, MODESTO, CA 95351-2749
Document Number0000054394
Instrument DateJul 19, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address118 OAK ST MODESTO CA 953512749, MODESTO, CA 95351-2749

Mortgage

Document Number0000054394
DateJul 26, 2017
Instrument54394
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 25, 2032

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,422.00 (+6.34%) Homeowner's exemption$299,680 (+4.04%) Land $97,567 Building $202,113
2023$3,218.00 (+2.55%) Homeowner's exemption$288,044 Land $93,779 Building $194,265
2022$3,138.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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