108 Oak St, Modesto, CA 95351 Property Records

Stanislaus County property record for 108 Oak St, Modesto, CA 95351 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,440 sqft Living Area
Lot Size4,356 sqft (0.1 acres)
OccupancyOwner Occupied
Last Sale$400,000 (2021)
Tax Bill$4,963.00 (2025)

Owner

Source: Stanislaus County records · APN 101-006-023-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address108 OAK ST, MODESTO, CA 95351-2749
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2021Deed of Trust, Mortgage · Commercial Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 04, 2021Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 24, 2018Deed of Trust, Mortgage
FIRST BRIDGE FUNDING LLC
Mar 15, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MR COOPER
Oct 10, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Apr 06, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE
Apr 06, 2017Quit Claim Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 04, 2021 · Amount on Record
Deed SaleNov 04, 2021 · Amount on Record
Prior SaleOct 10, 2018 · Amount on Record
Deed Doc Number2021-0103187
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address108 OAK ST, MODESTO, CA 95351-2749
Transaction TypeMortgage
Record UpdatedAug 10, 2023
Title CompanyCYPRESS TITLE LLC, CYPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 OAK ST, MODESTO, CA 95351-2749
InvestorPossibly a Property Investor

Mortgage

Document Number0000103190
DateNov 04, 2021
Instrument2021-0103190
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateNov 04, 2021
Property Address108 OAK ST, MODESTO, CA 95351-2749
Document Number0000103187
Map ReferenceVOL 15
Instrument DateOct 29, 2021
Instrument2021-0103187
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyCYPRESS TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 OAK ST, MODESTO, CA 95351-2749
InvestorPossibly a Property Investor

Mortgage

Document Number0000103188
DateNov 04, 2021
Instrument2021-0103188
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Mortgage

Document Number0000103189
DateNov 04, 2021
Instrument2021-0103189
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85254
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address108 OAK ST, MODESTO, CA 95351-2749
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058250
DateAug 24, 2018
Instrument2018-0058250
Lender
NameFIRST BRIDGE FUNDING LLC
TypeNon-Lending Institution
AddressPETALUMA, CA 94954
Agreement
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address108 OAK ST, MODESTO, CA 95351-2749
Document Number0000021963
Instrument DateMar 15, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address108 OAK ST MODESTO CA 953512749, MODESTO, CA 95351-2749

Mortgage

Document Number0000021963
DateMar 26, 2020
Instrument21963
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateOct 10, 2018
Property Address108 OAK ST, MODESTO, CA 95351-2749
Document Number0000070399
Instrument DateOct 04, 2018
Instrument70399
Transaction TypeTransfer
Record UpdatedOct 23, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$302.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address108 OAK ST MODESTO CA 953512749, MODESTO, CA 95351-2749

Mortgage

Document Number70400
DateOct 10, 2018
Instrument70400
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 09, 2048

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateApr 06, 2017
Property Address108 OAK ST, MODESTO, CA 95351-2749
Document Number0000024673
Instrument DateApr 03, 2017
Instrument24673
Transaction TypeTransfer
Record UpdatedApr 26, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$33.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address108 OAK ST MODESTO CA 953512749, MODESTO, CA 95351-2749

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTANISLAUS CA
Recording DateApr 06, 2017
Property Address108 OAK ST, MODESTO, CA 95351-2749
Document Number0000024674
Instrument DateApr 03, 2017
Instrument24674
Transaction TypeTransfer
Record UpdatedApr 18, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address108 OAK ST MODESTO CA 953512749, MODESTO, CA 95351-2749

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictModesto City Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,963.00 (+6.25%)$424,482 (+4.04%) Land $164,487 Building $259,995
2023$4,671.00 (+2.48%)$408,000 Land $158,100 Building $249,900
2022$4,558.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN101-006-023-000
Alternative APN
  • 1010623

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,440 sqft Living Area

Exterior

Year BuiltBuilt 2018
Construction TypeWood Construction
Lot Area4,356 sqft (0.1 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number1010623
Street Address108 OAK ST
CityMODESTO
StateCA
Zip95351-2749
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK:417
Legal SubdivisionMODESTO
Legal Block417
JurisdictionSTANISLAUS CA
Minor Civil DivisionMODESTO
Census Blockgroup1
Census Block1020
Census Tract1700

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