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118 McRainey Loop, Andalusia, AL 36420 Property Records

Covington County property record for 118 McRainey Loop, Andalusia, AL 36420

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,967 sqft · built 1957
Lot Size0.345 acres (15,048 sqft)
OwnerIndividual Name on Record
Last Sale$105,000 (Sep 2014)
Tax Bill$526 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN23-13-04-17-4-006-006.000

Property Details

APN / Parcel Number

Primary APN23-13-04-17-4-006-006.000
Alternative APNs
  • 13041740060060000
  • 1304174006006000
  • 23246950

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,967 sqft Living Area
1st Floor Area1,967 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,048 sqft (0.345 acres)
Lot Dimensions198 ft deep x 76 ft wide
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Utility Building304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number23246950
Street Address118 MCRAINEY LOOP
CityANDALUSIA
StateAL
Zip36420-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDB/PG>2014/13365 9/29/14 LOT 5 BLK. B HARTWOOD SUBDIVISIONPB 2 PG 6. SEC 17 T4N R16E
Legal Range16E
Legal Township04N
Legal Section17
Legal SubdivisionHARTWOODISION
Legal BlockB
Legal Lot Number5
JurisdictionCOVINGTON AL
Township / Civil DivisionANDALUSIA
Census Block Group3
Census Block3037
Census Tract962000

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address118 MCRAINEY LOOP, ANDALUSIA, AL 36420-3413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2014 · Amount on Record
Deed SaleSep 30, 2014 · Amount on Record
Prior SaleJul 13, 2010
Deed Book / Page2014 / 13365
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOVINGTON AL
Property Address118 MCRAINEY LOOP, ANDALUSIA, AL 36420-3413
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/15745
DateSep 3, 2019
Book Page2019/15745
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2029

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

TypeName
StateAlabama
MunicipalityAndalusia City
CountyCovington County
Unified School DistrictAndalusia City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$526.00 (-0.57%) Homeowner's exemption Senior Citizen's exemption$34,332 (+132.51%) Land $1,620 Building $32,712$171,660 (+16.25%) Land $8,100 Building $163,560
2023$529.00 (+16.78%) Homeowner's exemption$14,766 (+15.04%) Land $810 Building $13,956$147,660 (+15.04%) Land $8,100 Building $139,560
2022$453.00 Homeowner's exemption$12,836 Land $810 Building $12,026$128,360 Land $8,100 Building $120,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1984–1998)
Most Recent ClaimMar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDALUSIA, UTILITIES BOARD OF
serves 15,251 people · EPA ID AL0000356
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: BuzzBroadband, C Spire Wireless.

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