113 McRainey Loop, Andalusia, AL 36420 Property Records

Covington County property record for 113 McRainey Loop, Andalusia, AL 36420

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,244 sqft · built 1940
Lot Size	0.811 acres (35,358 sqft)
Owner	2 Individual Names on File
Last Sale	$136,900 (Apr 2017)
Deeds & Mortgages	Dec 2019 Sale Apr 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-13-04-17-4-001-015.000`

Property Details

APN / Parcel Number

Primary APN	`23-13-04-17-4-001-015.000`
Alternative APNs	`13041740010150000` `1304174001015000` `23395930`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	2,244 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1965
Exterior Material	Other
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,358 sqft (0.811 acres)
Lot Dimensions	166 ft deep x 166 ft wide
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23395930
Street Address	113 MCRAINEY LOOP
City	ANDALUSIA
State	AL
Zip	36420-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2019/21677 12/13/19 LOTS 8 & 9 MCARTAN ADD PB 2 PG 34 SEC 17 T4N R16E & BEG AT SE COR LOT 7 POB; TH N-165.9'; SE-51.9';
Legal Range	16E
Legal Township	04N
Legal Section	17
Legal Subdivision	MCARTAN ADD
Legal Lot Number	7-9
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	3
Census Block	3035
Census Tract	962000

Owner

113 McRainey Loop is owned and occupied by two individuals who bought it in April 2017.

Source: Covington County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 MCRAINEY LOOP, ANDALUSIA, AL 36420-3423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Warranty Deed, Transfer
Apr 28, 2017	Deed, Transfer · VA Mortgage USAA FSB
Apr 28, 2017	Deed, Transfer
Apr 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Deed Document Number	20175773
Prior Transfer Date	Apr 17, 2017
Prior Transfer Doc	0201705771
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Dec 13, 2019
Property Address	113 MCRAINEY LOOP, ANDALUSIA, AL 36420-3423
Document Number	2019/21677
Book / Page	2019 / 21677
Map Reference	MB 2 PG 34
Instrument Date	Dec 13, 2019
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 MCRAINEY LOOP, 113, ANDALUSIA, AL 36420-3423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MCRAINEY LOOP, ANDALUSIA, AL 36420-3423

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COVINGTON AL
Recording Date	Apr 28, 2017
Property Address	113 MCRAINEY LOOP, ANDALUSIA, AL 36420-3423
Document Number	201705773
Map Reference	PB2 PG34
Instrument Date	Apr 24, 2017
Instrument	2017-05773
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 MOORE RD, 600, ANDALUSIA, AL 36420-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RIDGE GROVE RD, KERRVILLE, TX 78028-7337

Mortgage

Document Number	201705776
Date	Apr 28, 2017
Instrument	2017-05776

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COVINGTON AL
Recording Date	Apr 28, 2017
Property Address	113 MCRAINEY LOOP, ANDALUSIA, AL 36420-3423
Document Number	0201705773
Map Reference	PB2 PG34
Instrument Date	Apr 24, 2017
Instrument	2017-05773
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Tax	$0.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 MOORE RD, 600, ANDALUSIA, AL 36420-5227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RIDGE GROVE RD, KERRVILLE, TX 78028-7337

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COVINGTON AL
Recording Date	Apr 28, 2017
Property Address	113 MCRAINEY LOOP, ANDALUSIA, AL 36420-3423
Document Number	0201705771
Instrument Date	Apr 17, 2017
Instrument	2017-05771
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 6TH AVE, 115, ANDALUSIA, AL 36420-3151

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 MCRAINEY LOOP, ANDALUSIA, AL 36420-3423

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Andalusia City
County	Covington County
Unified School District	Andalusia City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$43,372 Land $4,860 Building $38,512	$216,860 Land $24,300 Building $192,560
2023	Additional exemption filed	$37,764 Land $4,860 Building $32,904	$188,820 Land $24,300 Building $164,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 McRainey Loop in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 McRainey Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDALUSIA, UTILITIES BOARD OF serves 15,251 people · EPA ID AL0000356
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BuzzBroadband, C Spire Wireless.

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