Olmsted County property record for 118 Main St N, Dover, MN 55929
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1900 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,500 (Apr 2017) |
| Tax Bill | $2,664 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61.22.22.027917 |
| Primary APN | 61.22.22.027917 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Basement Area | 680 sqft |
| Unfinished Basement | 680 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,157 sqft (0.325 acres) |
| Lot Dimensions | 140 ft deep x 101 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 118 MAIN ST N |
|---|---|
| City | DOVER |
| State | MN |
| Zip | 55929-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-22 TWP-106 RANGE-011 ORIGINAL PLAT (DOVER CENTER) LOT-005 BLOCK-007 LOTS 5 AND 6 BLK 7 |
| Legal Range | 11 |
| Legal Township | 106 |
| Legal Section | 22 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 7 |
| Legal Lot Number | 5,6 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3093 |
| Census Tract | 2000 |
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1957 SAINT CHARLES AVE, SAINT CHARLES, MN 55972-1279 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MANUFACTURERS TRADERS TRUST CO |
| Apr 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 19, 2017 | Warranty Deed, Transfer · FHA Mortgage RESULTS MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on Record |
| Deed Sale | Apr 19, 2017 · Amount on Record |
| Deed Document Number | 20171421861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 118 MAIN ST N, DOVER, MN 55929-2715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Title Company | ROCHESTER TITLE |
| Name | Verified Name |
|---|
| Document Number | 00A1594621 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | A-1594621 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 118 MAIN ST N, DOVER, MN 55929-2715 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | A1533284 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | A-1533284 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Apr 19, 2017 |
| Property Address | 118 MAIN ST N, DOVER, MN 55929-2715 |
| Document Number | A1421861 |
| Instrument Date | Mar 31, 2017 |
| Instrument | A-1421861 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.15 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 118 MAIN ST N, DOVER, MN 55929-2715 |
| Document Number | A1421862 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | A-1421862 |
| Name | RESULTS MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Dover City |
| Unified School District | Dover-Eyota Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,664.00 | ||
| 2025 | $164,700 Land $35,000 Building $129,700 | $164,700 Land $35,000 Building $129,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Dover serves 895 people · EPA ID MN1550004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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