Olmsted County property record for 117 Main St N, Dover, MN 55929
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,874 sqft · built 1900 |
| Lot Size | 0.402 acres (17,511 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,032 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61.22.22.027927 |
| Primary APN | 61.22.22.027927 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 1,048 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 17,511 sqft (0.402 acres) |
| Lot Dimensions | 140 ft deep x 125 ft wide |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 366 sqft |
| Deck Area | 429 sqft |
| Shed | 1 Shed |
| Shed Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 117 MAIN ST N |
|---|---|
| City | DOVER |
| State | MN |
| Zip | 55929-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-22 TWP-106 RANGE-011 ORIGINAL PLAT (DOVER CENTER) LOT-009 LOTS 7 & 8 AND N12 LOT 9 BLK 8 |
| Legal Range | 11 |
| Legal Township | 106 |
| Legal Section | 22 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 8 |
| Legal Lot Number | 7,8,9 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | DOVER |
| Census Block Group | 3 |
| Census Block | 3094 |
| Census Tract | 2000 |
117 Main St N is owned and occupied by two individuals who acquired it in April 2020.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 MAIN ST N, DOVER, MN 55929-2715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA |
| Jun 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage MINNWEST BANK |
| Apr 17, 2020 | Affidavit of Death of Joint Tenant, Transfer · Line of Credit RUSHFORD STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2020 |
| Transfer Doc | A1497015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 117 MAIN ST N, DOVER, MN 55929-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 117 MAIN ST N, DOVER, MN 55929-2715 |
| Document Number | 00A1637769 |
|---|---|
| Date | Jan 2, 2026 |
| Instrument | A-1637769 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 27, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jun 27, 2022 |
| Property Address | 117 MAIN ST N, DOVER, MN 55929-2715 |
| Document Number | 00A1568268 |
| Instrument Date | Jun 16, 2022 |
| Instrument | A-1568268 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ROCHESTER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 117 MAIN ST N, DOVER, MN 55929-2715 |
| Document Number | 00A1568269 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | A-1568269 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Apr 17, 2020 |
| Property Address | 117 MAIN ST N, DOVER, MN 55929-2715 |
| Document Number | A1497015 |
| Instrument Date | Apr 10, 2020 |
| Instrument | A-1497015 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 MAIN ST N, DOVER, MN 55929-2715 |
| Document Number | A1497016 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | A-1497016 |
| Name | RUSHFORD STATE BANK |
|---|---|
| Type | Bank |
| Address | RUSHFORD, MN 55971 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 117 Main St N was $3,032 with a homeowner's exemption, up 128.5% from the year before.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Dover City |
| Unified School District | Dover-Eyota Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,032.00 (+128.49%) Homeowner's exemption | ||
| 2025 | $1,327.00 Homeowner's exemption | $179,600 (-9.84%) Land $32,500 Building $147,100 | $207,400 (+4.12%) Land $37,500 Building $169,900 |
| 2024 | $199,200 Land $32,500 Building $166,700 | $199,200 Land $32,500 Building $166,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 117 Main St N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 117 Main St N has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Dover serves 895 people · EPA ID MN1550004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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