Santa Clara County property record for 118 Lusitano Way, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,809 sqft · built 2014 |
| Lot Size | 0.108 acres (4,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $815,000 (Mar 2021) |
| Tax Bill | $10,806 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Aug 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 808-48-105 |
| Primary APN | 808-48-105 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 699 sqft |
| 2nd Floor Area | 1,110 sqft |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 4,721 sqft (0.108 acres) |
| Garage Area | 427 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 118 LUSITANO WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 10184 LOT 158 |
| Legal Tract | 10184 |
| Legal Lot Number | 158 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-48-105
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 118 LUSITANO WAY, GILROY, CA 95020-8513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 13, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit STAR ONE CU |
| Mar 05, 2021 | Grant Deed, Transfer · Conventional Mortgage STAR ONE CU |
| Dec 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2021 · Amount on Record |
| Deed Sale | Mar 05, 2021 · Amount on Record |
| Prior Sale | Nov 07, 2014 · Amount on Record |
| Deed Document Number | 24860221 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 118 LUSITANO WAY, GILROY, CA 95020-8513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024419811 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 24419811 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 06, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 118 LUSITANO WAY, GILROY, CA 95020-8513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0024253956 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 24253956 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 15, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 118 LUSITANO WAY, GILROY, CA 95020-8513 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 118 LUSITANO WAY, GILROY, CA 95020-8513 |
| Document Number | 0025302483 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 25302483 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Address | SUNNYVALE, CA 94088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 05, 2021 |
| Property Address | 118 LUSITANO WAY, GILROY, CA 95020-8513 |
| Document Number | 0024860221 |
| Map Reference | MB 866 PG 24-33 |
| Instrument Date | Mar 02, 2021 |
| Instrument | 24860221 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 118 LUSITANO WAY, GILROY, CA 95020-8513 |
| Document Number | 0024860222 |
|---|---|
| Date | Mar 05, 2021 |
| Instrument | 24860222 |
| Name | STAR ONE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 118 LUSITANO WAY, GILROY, CA 95020-8513 |
| Document Number | 0023838814 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 118 LUSITANO WAY GILROY CA 950208513, GILROY, CA 95020-8513 |
| Document Number | 0023838814 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 23838814 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2047 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,806.00 (+2.22%) Homeowner's exemption | $882,179 (+4.04%) Land $573,362 Building $308,817 |
| 2023 | $10,571.00 (+1.67%) Homeowner's exemption | $847,925 Land $551,099 Building $296,826 |
| 2022 | $10,397.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force 3 of 12 on primary residences |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures