117 Lusitano Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 117 Lusitano Way, Gilroy, CA 95020 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,028 sqft · built 2014
Lot Size0.062 acres (2,695 sqft)
Owner2 Individual Names on File
Last Sale$935,000 (Oct 2023)
Tax Bill$11,677 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (reduced by levee)
APN808-48-023

Property Details

APN / Parcel Number

Primary APN808-48-023

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,028 sqft Living Area
1st Floor Area855 sqft
2nd Floor Area1,173 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleL-Shape
Construction TypeWood
Lot Area2,695 sqft (0.062 acres)
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address117 LUSITANO WAY
CityGILROY
StateCA
Zip95020-8510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 10184 LOT 23
Legal Tract10184
Legal Lot Number23
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1001
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-48-023

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address117 LUSITANO WAY, GILROY, CA 95020-8510
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Grant Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jan 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2023 · Amount on Record
Deed SaleOct 27, 2023 · Amount on Record
Prior SaleDec 08, 2014 · Amount on Record
Deed Document Number202325551304
Record UpdatedSep 20, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 27, 2023
Property Address117 LUSITANO WAY, GILROY, CA 95020-8510
Document Number0025551304
Map ReferenceMB 866 PG 24-33
Instrument DateOct 17, 2023
Instrument25551304
Transaction TypeTransfer
Record UpdatedNov 07, 2023
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address117 LUSITANO WAY, GILROY, CA 95020-8510

Mortgage

Document Number0025551305
DateOct 27, 2023
Instrument25551305
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Mortgage

Document Number0025551306
DateOct 27, 2023
Instrument25551306
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term362 Months
DueDec 26, 2053

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address117 LUSITANO WAY, GILROY, CA 95020-8510
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023857176
DateJan 29, 2018
Instrument23857176
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$825,000 (-13.49%) Land $536,200 Building $288,800
2025$11,677.00 (+58.72%) Homeowner's exemption$953,700 (+63.88%) Land $619,854 Building $333,846
2023$7,357.00 (+1.66%)$581,959 Land $346,551 Building $235,408
2022$7,237.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: Frontier, Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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