Jessamine County property record for 118 Lowry Ln, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,685 sqft |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (May 2026) |
| Tax Bill | $2,073 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-30-01-078.00 |
| Primary APN | 013-30-01-078.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,685 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 118 LOWRY LN |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18 |
| Legal Subdivision | ASBURY ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 60402 |
Source: Jessamine County records · APN 013-30-01-078.00
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 LOWRY LN, WILMORE, KY 40390-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 08, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | May 08, 2018 · Amount on Record |
| Deed Document Number | 2026570075 |
| Deed Book / Page | 900 / 875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | May 21, 2026 |
| Property Address | 118 LOWRY LN, WILMORE, KY 40390-1219 |
| Document Number | 0000570075 |
| Book / Page | 900 / 875 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026570075 |
| Transaction Type | Transfer |
| Record Updated | Jun 03, 2026 |
| Title Company | TRUE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,320.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 118 LOWRY LN, WILMORE, KY 40390-1219 |
| Document Number | 0000570079, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026570079 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | May 08, 2018 |
| Property Address | 118 LOWRY LN, WILMORE, KY 40390-1219 |
| Document Number | 0000365190 |
| Book / Page | D776 / 226 |
| Map Reference | CAB 6 SL 26B |
| Instrument Date | Apr 27, 2018 |
| Instrument | 365190 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | RAINBOW TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 70, WILMORE, KY 40390-0070 |
| Name | Verified Name |
|---|---|
| Address | 118 LOWRY LN, WILMORE, KY 40390-1219 |
| Document Number | 0000365191 |
|---|---|
| Date | May 08, 2018 |
| Instrument | 365191 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
Source: Jessamine County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,073.00 (-1.38%) | $198,000 (-) Land $30,000 Building $168,000 | $198,000 (-) Land $30,000 Building $168,000 |
| 2023 | $2,102.00 | $198,000 Land $30,000 Building $168,000 | $198,000 Land $30,000 Building $168,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 31 (2010–2025) |
| Most Recent Claim | May 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WILMORE WATER WORKS serves 5,762 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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