Jessamine County property record for 113 Lowry Ln, Wilmore, KY 40390 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,988 sqft |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Apr 2023) |
| Tax Bill | $3,455 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-30-01-007.00 |
| Primary APN | 013-30-01-007.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,988 sqft Living Area |
| Basement Area | 1,326 sqft |
| Finished Basement | 1,326 sqft |
| Architectural Style | Split Entry |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Garage Type | Attached |
| Heating System | Forced Air |
|---|
| Street Address | 113 LOWRY LN |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 |
| Legal Subdivision | ASBURY ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 60402 |
Source: Jessamine County records · APN 013-30-01-007.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 113 LOWRY LN, WILMORE, KY 40390-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Apr 18, 2023 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Deed Document Number | 452144 |
| Deed Book / Page | D858 / 155 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 113 LOWRY LN, WILMORE, KY 40390-1218 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000538932 |
|---|---|
| Date | Jun 23, 2025 |
| Book Page | M1608/416 |
| Instrument | 538932 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | 1730 ALYSHEBA WAY, LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Apr 18, 2023 |
| Property Address | 113 LOWRY LN, WILMORE, KY 40390-1218 |
| Document Number | 0000452144 |
| Book / Page | D858 / 155 |
| Map Reference | CAB 6 SL 26B |
| Instrument Date | Apr 14, 2023 |
| Instrument | 452144 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 BAYBROOK CIR, NICHOLASVILLE, KY 40356-7106 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 113 LOWRY LN, WILMORE, KY 40390-1218 |
| Document Number | 0000452145 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 452145 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Jessamine County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,455.00 (+123.48%) | $330,000 (+71.88%) Land $45,000 Building $285,000 | $330,000 (+71.88%) Land $45,000 Building $285,000 |
| 2023 | $1,546.00 (+21.54%) Homeowner's exemption | $192,000 (+2%) Land $30,000 Building $162,000 | $192,000 (+2%) Land $30,000 Building $162,000 |
| 2022 | $1,272.00 Homeowner's exemption | $160,000 Land $25,000 Building $135,000 | $160,000 Land $25,000 Building $135,000 |
Source: FEMA National Flood Hazard Layer, Jessamine County (21113C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211130604022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 31 (2010–2025) |
| Most Recent Claim | May 2025, rainfall accumulation, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Uniti Group | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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