118 Locker Ct, Berea, KY 40403 Property Records

Madison County property record for 118 Locker Ct, Berea, KY 40403 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,120 sqft
Owner	Individual Name on File
Last Sale	$174,000 (Jun 2023)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`073C-0000-0133`

Property Details

APN / Parcel Number

Primary APN	`073C-0000-0133`
Alternative APNs	`131969` `98841` `61792`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Exterior Material	Brick Veneer

Location & Zoning

Account Number	61792
Street Address	118 LOCKER CT
City	BEREA
State	KY
Zip	40403-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSELAWN LOT 19 SEC 3 BLK F
Legal Subdivision	ROSELAWN
Legal Block	F
Legal Lot Number	19
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3011
Census Tract	11202

Owner

Source: Madison County records · APN 073C-0000-0133

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 LOCKER CT, BEREA, KY 40403-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 18, 2022	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jun 30, 2020	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 28, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Mar 18, 2022 · Amount on Record
Deed Document Number	2014153307
Deed Book / Page	D840 / 203
Record Updated	Jun 08, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 27, 2023
Property Address	118 LOCKER CT, BEREA, KY 40403-1139
Document Number	00D840/203
Book / Page	D840 / 203
Map Reference	MB 6 PG 82
Instrument Date	Jun 23, 2023
Instrument	2014153307
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1332 HIGHWAY 772, EZEL, KY 41425-8753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCKER CT, BEREA, KY 40403-1139

Mortgage

Document Number	2014153309
Date	Jun 27, 2023
Instrument	2014153309

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 18, 2022
Property Address	118 LOCKER CT, BEREA, KY 40403-1139
Document Number	00D820/225
Book / Page	D820 / 225
Map Reference	MB 6 PG 82
Instrument Date	Feb 28, 2022
Instrument	2014082250
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 STONEY CREEK WAY, 204, BEREA, KY 40403-7003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCKER CT, BEREA, KY 40403-1139

Mortgage

Document Number	2014082251
Date	Mar 18, 2022
Instrument	2014082251

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 30, 2020
Property Address	118 LOCKER CT, BEREA, KY 40403-1139
Document Number	00D00790/4
Book / Page	D00790 / 4
Map Reference	MB 6 PG 82
Instrument Date	Jun 25, 2020
Instrument	2014014886
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1690 DROWNING CREEK RDG, 1690, IRVINE, KY 40336-7993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCKER CT, BEREA, KY 40403-1139

Mortgage

Document Number	M01953/643
Date	Jun 30, 2020
Book Page	M01953/643
Instrument	2014014887

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 28, 2017
Property Address	118 LOCKER CT, BEREA, KY 40403-1139
Document Number	D00754/387
Book / Page	D00754 / 387
Map Reference	MB6 PG82
Instrument Date	Dec 27, 2017
Instrument	2013969730
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$98.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 GINGER DR, BEREA, KY 40403-1586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LOCKER CT, BEREA, KY 40403-1139

Mortgage

Document Number	2013969731
Date	Dec 28, 2017
Instrument	2013969731

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (+9.12%) Additional exemption filed	$174,000 (+12.26%)	$174,000 (+12.26%)
2023	$1,503.00 (+26.62%)	$155,000 (+27.05%)	$155,000 (+27.05%)
2022	$1,187.00	$122,000	$122,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510112023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 67% of Kentucky
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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