Madison County property record for 113 Locker Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft |
| Lot Size | 0.157 acres (6,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,900 (Dec 2024) |
| Tax Bill | $1,790 (2025) |
| Deeds & Mortgages | May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073C-0000-0136 |
| Primary APN | 073C-0000-0136 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 6,841 sqft (0.157 acres) |
| Account Number | 50300 |
|---|---|
| Street Address | 113 LOCKER CT |
| City | BEREA |
| State | KY |
| Zip | 40403-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSELAWN LOT 22 SEC 3 BLK F |
| Legal Subdivision | ROSELAWN |
| Legal Block | F |
| Legal Lot Number | 22 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11202 |
Source: Madison County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 113 LOCKER CT, BEREA, KY 40403-1138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on Record |
| Deed Sale | Dec 3, 2024 · Amount on Record |
| Prior Sale | Jul 15, 2024 · Amount on Record |
| Deed Document Number | 202414235157 |
| Deed Book / Page | 860 / 756 |
| Prior Transfer Date | Aug 11, 2021 |
| Prior Transfer Doc | 0014048224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 113 LOCKER CT, BEREA, KY 40403-1138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01801/671 |
|---|---|
| Date | May 4, 2018 |
| Book Page | M01801/671 |
| Instrument | 2013975334 |
| Name | D&M FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BEREA, KY 40403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,790.00 (+102.95%) | $189,900 (+108.68%) | $189,900 (+108.68%) |
| 2023 | $882.00 | $91,000 | $91,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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