Seminole County property record for 118 Lisa Loop, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,537 sqft · built 2001 |
| Lot Size | 0.299 acres (13,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $24,000 (Jun 2001) |
| Tax Bill | $2,511 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Jan 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-20-30-540-0000-0210 |
| Primary APN | 34-20-30-540-0000-0210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,537 sqft Living Area |
| Gross Area | 2,978 sqft |
| 1st Floor Area | 2,273 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,032 sqft (0.299 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 118 LISA LOOP |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-5366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 21 THE OAKS SUB PB 53 PGS 35 & 36 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 34 |
| Legal Subdivision | THE OAKS SUB |
| Legal Tract | 540 |
| Legal Lot Number | 21 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21401 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 LISA LOOP, WINTER SPRINGS, FL 32708-5366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 16, 2024 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jan 16, 2025 | Intrafamily Transfer, Transfer |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jul 30, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2001 · Amount on Record |
| Deed Sale | Jun 1, 2001 · Amount on Record |
| Deed Book / Page | 4118 / 15 |
| Last Transfer Date | Jan 10, 2025 |
| Transfer Doc | 0107581104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 118 LISA LOOP, WINTER SPRINGS, FL 32708-5366 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 118 LISA LOOP, WINTER SPRINGS, FL 32708-5366 |
| Document Number | 0106800655 |
|---|---|
| Date | Aug 16, 2024 |
| Book Page | 10680/655 |
| Instrument | 2024074494 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jan 16, 2025 |
| Property Address | 118 LISA LOOP, WINTER SPRINGS, FL 32708-5366 |
| Document Number | 0107581104 |
| Book / Page | 10758 / 1104 |
| Map Reference | MB 53 PG 35&36 |
| Instrument Date | Jan 10, 2025 |
| Instrument | 2025004533 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 LISA LOOP, WINTER SPRINGS, FL 32708-5366 |
| Name | Verified Name |
|---|---|
| Address | 118 LISA LOOP, WINTER SPRINGS, FL 32708-5366 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 118 LISA LOOP, WINTER SPRINGS, FL 32708-5366 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096020592 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 9602/592 |
| Instrument | 2020050245 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 8, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 118 LISA LOOP, WINTER SPRINGS, FL 32708-5366 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0096641518 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 9664/1518 |
| Instrument | 2020082166 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 24, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,511.00 (+10.96%) | $197,547 (+5.99%) | $375,068 (-6.32%) Land $85,000 Building $290,068 |
| 2023 | $2,263.00 (+3.19%) Homeowner's exemption | $186,388 (+3%) | $400,364 (+16.69%) Land $85,000 Building $315,364 |
| 2022 | $2,193.00 Homeowner's exemption | $180,959 | $343,086 Land $70,000 Building $273,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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