115 Lisa Loop, Winter Springs, FL 32708 Property Records

Seminole County property record for 115 Lisa Loop, Winter Springs, FL 32708

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,183 sqft · built 1998
Lot Size0.161 acres (7,037 sqft)
Owner2 Individual Names on Record
Last Sale$294,900 (Sep 2018)
Tax Bill$4,154 (2025)
Deeds & MortgagesOct 2019 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-20-30-540-0000-0080

Property Details

APN / Parcel Number

Primary APN34-20-30-540-0000-0080

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,183 sqft Living Area
1st Floor Area1,140 sqft
2nd Floor Area1,043 sqft
Upper Floors Area1,043 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,037 sqft
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area120 sqft
Patio Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address115 LISA LOOP
CityWINTER SPRINGS
StateFL
Zip32708-5367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 THE OAKS SUB PB 53 PGS 35 & 36
Legal Range30E
Legal Township20S
Legal Section34
Legal SubdivisionTHE OAKS SUB
Legal Tract540
Legal Lot Number8
JurisdictionSEMINOLE FL
Township / Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Block Group2
Census Block2000
Census Tract21401

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address115 LISA LOOP, WINTER SPGS, FL 32708-5367
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2019Deed of Trust, Mortgage · Conventional with PMI
BANK OF ENGLAND
Sep 11, 2018Warranty Deed, Transfer · Conventional with PMI
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2018 · Amount on Record
Deed SaleSep 11, 2018 · Amount on Record
Prior SaleNov 9, 2012 · Amount on Record
Deed Document Number2018103165
Deed Book / Page09206 / 1808
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address115 LISA LOOP, WINTER SPRINGS, FL 32708-5367
Document Number0094690071
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 LISA LOOP WINTER SPRINGS FL 327085367, WINTER SPRINGS, FL 32708-5367

Mortgage

Document Number0094690071
DateOct 30, 2019
Book Page009469/000071
Instrument118450
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 29, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateSep 11, 2018
Property Address115 LISA LOOP, WINTER SPRINGS, FL 32708-5367
Document Number0092061808
Book / Page009206 / 001808
Instrument DateAug 21, 2018
Instrument103165
Transaction TypeTransfer
Record UpdatedOct 5, 2018
Title CompanyLEGACY TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,064.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 LISA LOOP WINTER SPRINGS FL 327085367, WINTER SPRINGS, FL 32708-5367

Mortgage

Document Number92061810
DateSep 11, 2018
Book Page009206/001810
Instrument103166
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 10, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityWinter Springs City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,154.00 (+14.34%) Homeowner's exemption$290,582 (+5.99%)$377,882 (-5.87%) Land $85,000 Building $292,882
2023$3,633.00 (+2.86%) Homeowner's exemption$274,168 (+3%)$401,453 (+15.58%) Land $85,000 Building $316,453
2022$3,532.00 Homeowner's exemption$266,183$347,336 Land $70,000 Building $277,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER SPRINGS, CITY OF (3 WPS)
serves 34,657 people · EPA ID FL3590879
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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