118 L St, Commerce, OK 74339 Property Records

Ottawa County property record for 118 L St, Commerce, OK 74339 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	2,658 sqft Living Area
Lot Size	9,600 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$99,000 (2021)
Tax Bill	$1,094.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20998`
Alternative APN	`5900-00-015-001-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,658 sqft Living Area
1st Floor	1,536 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional Style
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,600 sqft (0.22 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	748 sqft Garage
Deck Area	91 sqft Deck
Porch Area	144 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	20998
Street Address	118 L ST
City	COMMERCE
State	OK
Zip	74339-1112
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LTS 1 - 2, BLK 15 WARTHEN PITTMAN
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	WARTHEN PITTMAN
Legal Block	15
Legal Lot Number	1,2
Jurisdiction	OTTAWA OK
Minor Civil Division	MIAMI
Census Blockgroup	2
Census Block	2002
Census Tract	574200

Owner

Source: Ottawa County records · APN 20998

Assessment roll updated January 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 L ST, COMMERCE, OK 74339-1112
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2021 · Amount on Record
Deed Sale	Mar 08, 2021 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Doc Number	20211142
Deed Book / Page	1129 / 518
Record Refreshed	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 08, 2021
Property Address	118 L ST, COMMERCE, OK 74339-1112
Document Number	001129/518
Book / Page	1129 / 518
Instrument Date	Mar 04, 2021
Instrument	2021-001142
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 L ST, COMMERCE, OK 74339-1112

Mortgage

Document Number	2021001143
Date	Mar 08, 2021
Instrument	2021-001143

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated January 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,094.00 (+0.83%)	$11,280 (-) Land $577 Building $10,703	$98,950 (-) Land $5,060 Building $93,890
2024	$1,085.00 (+7.11%)	$11,280 (-) Land $577 Building $10,703	$98,950 (-) Land $5,060 Building $93,890
2023	$1,013.00 (-1.55%)	$11,280 (-) Land $577 Building $10,703	$98,950 (-) Land $5,060 Building $93,890
2022	$1,029.00	$11,280 Land $577 Building $10,703	$98,950 Land $5,060 Building $93,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.