117 L St, Commerce, OK 74339 Property Records

Ottawa County property record for 117 L St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 974 sqft · built 1963
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jun 2023)
Tax Bill	$445 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20986`

Property Details

APN / Parcel Number

Primary APN	`20986`
Alternative APN	`5900-00-012-018-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	20986
Street Address	117 L ST
City	COMMERCE
State	OK
Zip	74339-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 18 - 19, BLK 12 WARTHEN PITTMAN
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	WARTHEN PITTMAN
Legal Block	12
Legal Lot Number	18,19
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2007
Census Tract	574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	117 L ST, COMMERCE, OK 74339-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Quit Claim Deed, Transfer APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC
Jun 20, 2023	Warranty Deed, Transfer · Commercial Mortgage SECURITY BANK & TRUST
Oct 3, 2018	Warranty Deed, Transfer · Line of Credit SECURITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Oct 3, 2018 · Amount on Record
Deed Document Number	20232753
Deed Book / Page	1185 / 584
Prior Transfer Date	May 31, 2023
Prior Transfer Doc	001185/594
Record Updated	Oct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Jun 20, 2023
Property Address	117 L ST, COMMERCE, OK 74339-1111
Document Number	001185/594
Book / Page	1185 / 594
Instrument Date	May 31, 2023
Instrument	I-2023-002755
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	211 S QUINCY ST, COMMERCE, OK 74339-2227

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Jun 20, 2023
Property Address	117 L ST, COMMERCE, OK 74339-1111
Document Number	001185/584
Book / Page	1185 / 584
Instrument Date	May 31, 2023
Instrument	I-2023-002753
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	117 L ST, COMMERCE, OK 74339-1111

Mortgage

Document Number	I2023002754
Date	Jun 20, 2023
Instrument	I-2023-002754

Lender

Name	SECURITY BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Oct 3, 2018
Property Address	117 L ST, COMMERCE, OK 74339-1111
Document Number	001079/013
Book / Page	1079 / 013
Instrument Date	Oct 3, 2018
Instrument	2018-004342
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.25
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	303 SOUTH MICKEY MARILLE, COMMERCE, OK 74339
Investor	Possibly a Property Investor

Mortgage

Document Number	2018004343
Date	Oct 3, 2018
Instrument	2018-004343

Lender

Name	SECURITY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,787 (+4.22%) Land $331 Building $4,456	$41,998 (+4.23%) Land $2,903 Building $39,095
2025	$445.00 (+0.68%)	$4,593 (-10.47%) Land $331 Building $4,262	$40,293 (-10.46%) Land $2,903 Building $37,390
2024	$442.00 (+58.42%)	$5,130 (+65.43%) Land $577 Building $4,553	$45,000 (+53.01%) Land $5,060 Building $39,940
2023	$279.00 (+3.72%)	$3,101 (+5.01%) Land $494 Building $2,607	$29,409 (-) Land $5,060 Building $24,349
2022	$269.00	$2,953 Land $445 Building $2,508	$29,409 Land $5,060 Building $24,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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