118 King St, Oberlin, OH 44074 Property Records

Lorain County property record for 118 King St, Oberlin, OH 44074

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,916 sqft · built 1951
Lot Size0.869 acres (37,897 sqft)
Owner2 Individual Names on File
Last Sale$161,300 (May 2013)
Tax Bill$4,518 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-00-086-112-045

Property Details

APN / Parcel Number

Primary APN09-00-086-112-045

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,916 sqft Living Area
1st Floor Area1,407 sqft
2nd Floor Area509 sqft
Attic Area509 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area37,897 sqft (0.869 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area176 sqft
Deck Area428 sqft
Patio Area56 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address118 KING ST
CityOBERLIN
StateOH
Zip44074-1338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.87 AC
Legal SubdivisionRUSSIA
Legal Block112
Legal Lot Number86
JurisdictionLORAIN OH
Township / Civil DivisionOBERLIN
Census Block Group2
Census Block2007
Census Tract60100

Owner

118 King St is owned and occupied by two individuals who acquired it in December 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record2 Individual Names on File
Mailing Address118 KING ST, OBERLIN, OH 44074-1338
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2013 · Amount on File
Deed SaleMay 30, 2013 · Amount on File
Prior SaleMay 30, 2013
Deed Document Number0000463434
Last Transfer DateDec 3, 2020
Transfer Doc0000791795
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 3, 2020
Property Address118 KING ST, OBERLIN, OH 44074-1338
Document Number0000791795
Instrument DateNov 20, 2020
Instrument791795
Transaction TypeTransfer
Record UpdatedDec 15, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address118 KING ST OBERLIN OH 440741338, OBERLIN, OH 44074-1338

Mortgage

Document Number791796
DateDec 3, 2020
Instrument791796
Lender
NameKELLER MTG
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
AmountAmount on Record
Term360 Months
DueDec 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 King St was $4,518.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityOberlin City
Unified School DistrictOberlin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,518.00$95,990 (+%) Land $18,740 Building $77,250$274,250 (-) Land $53,540 Building $220,710
2024$4,518.00 (+7.8%)$95,988 (+25.17%) Land $18,739 Building $77,249$274,250 (+25.17%) Land $53,540 Building $220,710
2023$4,191.00 (+2.75%)$76,689 (%) Land $11,529 Building $65,160$219,110 Land $32,940 Building $186,170
2022$4,079.00$76,690 Land $11,530 Building $65,160
2021$219,110 Land $32,940 Building $186,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 King St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOBERLIN WATER DEPARTMENT
serves 8,600 people · EPA ID OH4700911
Water SourceSurface water
Last State InspectionMar 2026
Also Mapped HereRURAL LORAIN CO. WATER A
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2024
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Breezeline
Cable
1,000 / 50
Cable Co-op
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Nearby Properties on King St

Nearby Streets

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