101 King St, Oberlin, OH 44074 Property Records

Lorain County property record for 101 King St, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,166 sqft · built 1948
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Last Sale	$139,000 (Sep 2007)
Tax Bill	$3,761 (2025)
Deeds & Mortgages	Jan 2024 Transfer Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-087-104-017`

Property Details

APN / Parcel Number

Primary APN	`09-00-087-104-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
Gross Area	1,659 sqft
1st Floor Area	1,166 sqft
Basement Area	816 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	999 ft deep x 43.1 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	252 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	101 KING ST
City	OBERLIN
State	OH
Zip	44074-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KING 43.12 X 999.57
Legal Subdivision	KINGS SUBDIVISION
Legal Block	104
Legal Lot Number	17&18
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	2
Census Block	2007
Census Tract	60100

Owner

101 King St is owner-occupied and held in a trust since January 2024.

Source: Lorain County records, as of May 16, 2025

Owner of Record	2 Trust Names on File
Mailing Address	101 KING ST, OBERLIN, OH 44074-1338
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 1, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2007 · Amount on File
Deed Sale	Sep 12, 2007 · Amount on File
Deed Document Number	2007222197
Last Transfer Date	Jan 29, 2024
Transfer Doc	0000002591
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 31, 2024
Property Address	101 KING ST, OBERLIN, OH 44074-1338
Document Number	0000002591
Map Reference	VOL 5 PG 4
Instrument Date	Jan 29, 2024
Instrument	2024-0002591
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	101 KING ST, OBERLIN, OH 44074-1338

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	101 KING ST, OBERLIN, OH 44074-1338
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 KING ST, OBERLIN, OH 44074-1338

Mortgage

Document Number	0000886599
Date	Aug 9, 2022
Instrument	2022-0886599

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 25, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	101 KING ST, OBERLIN, OH 44074-1338
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000861198
Date	Feb 1, 2022
Instrument	2022-0861198

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 101 King St was $3,761, up 0.5% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,761.00 (+0.45%)	$75,900 (%) Land $10,380 Building $65,520	$216,860 (-) Land $29,650 Building $187,210
2024	$3,744.00 (+21.72%)	$75,901 (+35.8%) Land $10,378 Building $65,524	$216,860 (+35.8%) Land $29,650 Building $187,210
2023	$3,076.00 (+2.74%)	$55,892 (+%) Land $9,370 Building $46,522	$159,690 Land $26,770 Building $132,920
2022	$2,994.00	$55,890 Land $9,370 Building $46,520
2021			$159,690 Land $26,770 Building $132,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 101 King St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Breezeline Cable	1,000 / 50
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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