Ramsey County property record for 118 Isabel St E, Saint Paul, MN 55107
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1900 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,274 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-21-0053 |
| Primary APN | 08-28-22-21-0053 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Bi-Level |
| Exterior Material | Stucco |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 503578 |
|---|---|
| Street Address | 118 ISABEL ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST ST PAUL BLKS 1 THRU 99 W 1/3 OF N 1/2 OF LOT 8 AND W 1/3 OF LOTS 9 AND LOT 10 BLK 50 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Subdivision | WEST ST PAUL BLKS 1 THRU 99 |
| Legal Block | 1-99, |
| Legal Lot Number | 8-10 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 36100 |
118 Isabel St E is owned and occupied by two individuals.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 ISABEL ST E, SAINT PAUL, MN 55107-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 118 ISABEL ST E, SAINT PAUL, MN 55107-2210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 118 ISABEL ST E, SAINT PAUL, MN 55107-2210 |
| Document Number | 0A04931879 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | A04931879 |
| Name | IDEAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55109 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 25, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 118 Isabel St E was $3,274 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,800 Land $27,300 Building $208,500 | $235,800 Land $27,300 Building $208,500 | |
| 2025 | $3,274.00 | ||
| 2023 | $2,834.00 Homeowner's exemption | $190,200 Land $21,100 Building $169,100 | $190,200 Land $21,100 Building $169,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Isabel St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 118 Isabel St E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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