114 Isabel St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 114 Isabel St E, Saint Paul, MN 55107

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,810 sqft · built 1884
Lot Size	0.144 acres (6,250 sqft)
Owner	Individual Name on Record
Last Sale	$179,500 (May 2020)
Tax Bill	$5,080 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-21-0052`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-21-0052`
Alternative APNs	`8575482` `639357`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,810 sqft Living Area
1st Floor Area	914 sqft

Exterior

Year Built	Built 1884
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Frame/Wood
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	639357
Street Address	114 ISABEL ST E
City	SAINT PAUL
State	MN
Zip	55107-2210
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WEST ST PAUL BLKS 1 THRU 99 E 1/3 OF LOTS 1 AND 2 AND E 1/3 OF N 1/2 OF LOT 3 BLK 50
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	WEST ST PAUL BLKS 1 THRU 99
Legal Block	1-99,
Legal Lot Number	1,2,3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2010
Census Tract	36100

Owner

Source: Ramsey County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	114 ISABEL ST E, SAINT PAUL, MN 55107-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 21, 2020	Warranty Deed, Transfer VETERANS UNITED HM LNS
May 21, 2020	Warranty Deed, Transfer EDINA REALTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	20204812483
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	114 ISABEL ST E, SAINT PAUL, MN 55107-2210
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04902577
Date	Aug 18, 2021
Instrument	A04902577

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 21, 2020
Property Address	114 ISABEL ST E, SAINT PAUL, MN 55107-2210
Document Number	0004812483
Instrument Date	May 15, 2020
Instrument	4812483
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 ISABEL ST E ST PAUL MN 551072210, ST PAUL, MN 55107-2210

Mortgage

Document Number	4812484
Date	May 21, 2020
Instrument	4812484

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 21, 2020
Property Address	114 ISABEL ST E, SAINT PAUL, MN 55107-2210
Document Number	0004812482
Instrument Date	May 13, 2020
Instrument	4812482
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	114 ISABEL ST E ST PAUL MN 551072210, ST PAUL, MN 55107-2210

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,300 (-6.39%) Land $24,600 Building $228,700	$253,300 (-6.39%) Land $24,600 Building $228,700
2025	$5,080.00 (+12.79%) Homeowner's exemption	$270,600 (+18.68%) Land $24,600 Building $246,000	$270,600 (+18.68%) Land $24,600 Building $246,000
2024	$4,504.00 (+39.01%)
2023	$3,240.00 Homeowner's exemption	$228,000 Land $19,000 Building $209,000	$228,000 Land $19,000 Building $209,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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