118 Grove St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 118 Grove St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,552 sqft · built 1940
Lot Size	0.193 acres (8,398 sqft)
Owner	Individual Name on Record
Tax Bill	$15,162 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`31-00044-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`31-00044-0000-00023`
Alternative APNs	`310004400023` `089700`

Interior

Stories	1 Story
Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,398 sqft (0.193 acres)
Lot Dimensions	112 ft deep x 75 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	089700
Street Address	118 GROVE ST
City	LODI
State	NJ
Zip	07644-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X112
Legal Block	44
Legal Lot Number	23
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	30401

Owner

Source: Bergen County and Lodi Borough records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 GROVE ST, LODI, NJ 07644-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2009
Deed Sale	Jan 29, 2009
Deed Document Number	2009172054
Deed Book / Page	17 / 2054
Last Transfer Date	Apr 22, 2012
Transfer Doc	0010321496
Record Updated	Sep 20, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	118 GROVE ST, LODI, NJ 07644-3102
Document Number	0033642228
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 GROVE ST LODI NJ 076443102, LODI, NJ 07644-3102

Mortgage

Document Number	0033642228
Date	Oct 2, 2019
Book Page	003364/002228
Instrument	65299

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O'FALLON, MO 63368

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	468 Months
Due	Oct 1, 2058

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,300 (-) Land $184,100 Building $244,200	$428,300 (-) Land $184,100 Building $244,200
2025	$15,162.00 (+5.61%)	$428,300 (-) Land $184,100 Building $244,200	$428,300 (-) Land $184,100 Building $244,200
2024	$14,357.00 (+2.7%)
2023		$428,300 Land $184,100 Building $244,200	$428,300 Land $184,100 Building $244,200
2022	$13,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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