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98 Grove St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 98 Grove St, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details1,370 sqft · built 1957
Lot Size0.092 acres (3,999 sqft)
OwnerIndividual Name on Record
Last Sale$369,000 (Nov 2020)
Tax Bill$10,022 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-00105-01-00027

Property Details

APN / Parcel Number

Primary APN31-00105-01-00027
Alternative APNs
  • 3100105000100027
  • 217600

Interior

Stories1 Story
Building Area1,370 sqft Living Area
1st Floor Area1,370 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialFrame
Construction TypeFrame
Lot Area3,999 sqft (0.092 acres)
Lot Dimensions50 ft deep x 80 ft wide

Location & Zoning

Account Number217600
Street Address98 GROVE ST
CityLODI
StateNJ
Zip07644-3133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80X50
Legal SubdivisionHASBROUCK TERRACE
Legal Block105
Legal Lot Number27
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group4
Census Block4007
Census Tract30402

Owner

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address98 GROVE ST, LODI, NJ 07644-3133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Line of Credit
GREATER ALLIANCE FCU
Nov 17, 2020Deed, Transfer · Conventional Mortgage
BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2020 · Amount on Record
Deed SaleNov 17, 2020 · Amount on Record
Prior SaleOct 25, 1962
Deed Document Number2020119840
Deed Book / Page3820 / 1350
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address98 GROVE ST, LODI, NJ 07644-3133
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056100014
DateSep 26, 2025
Book Page5610/14
Instrument2025066427
Lender
NameGREATER ALLIANCE FCU
TypeCredit Union
AddressPARAMUS, NJ 07652
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateNov 17, 2020
Property Address98 GROVE ST, LODI, NJ 07644-3133
Document Number0038201350
Book / Page3820 / 1350
Instrument DateOct 14, 2020
Instrument20-119840
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,917.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7506 ORCHID HAMMOCK DR, 7506, WEST PALM BEACH, FL 33412-3139

Transferred To (Grantee/Buyer)

NameVerified Name
Address98 GROVE ST, LODI, NJ 07644-3133

Mortgage

Document Number20119841
DateNov 17, 2020
Instrument20-119841
Lender
NameBOND STREET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,100 (-) Land $153,000 Building $130,100$283,100 (-) Land $153,000 Building $130,100
2025$10,022.00 (+5.62%)$283,100 (-) Land $153,000 Building $130,100$283,100 (-) Land $153,000 Building $130,100
2024$9,489.00 (+2.69%)
2023$283,100 Land $153,000 Building $130,100$283,100 Land $153,000 Building $130,100
2022$9,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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