Cuyahoga County property record for 118 Garden St, Bedford, OH 44146
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,051 sqft · built 1919 |
| Lot Size | 0.231 acres (10,100 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,563 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 811-33-062 |
| Primary APN | 811-33-062 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,051 sqft Living Area |
| 1st Floor Area | 622 sqft |
| 2nd Floor Area | 429 sqft |
| Basement Area | 572 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,100 sqft (0.231 acres) |
| Lot Dimensions | 202 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 680 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 118 GARDEN ST |
|---|---|
| City | BEDFORD |
| State | OH |
| Zip | 44146-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 36 PEARSE & NEXT S & E 0054 ALL |
| Legal Subdivision | RICHARD & CHARLES PEARSE |
| Legal Lot Number | 54 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 132100 |
118 Garden St is owned and occupied by an individual who acquired it in August 2012.
Source: Cuyahoga County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 GARDEN ST, BEDFORD, OH 44146-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2012 |
| Deed Sale | Aug 10, 2012 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 118 Garden St was $3,563 with a homeowner's exemption, up 9.7% from the year before.
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Bedford City |
| Unified School District | Bedford City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,563.00 (+9.73%) Homeowner's exemption | $45,680 (-) Land $11,130 Building $34,550 | |
| 2024 | $3,247.00 (+8.2%) Homeowner's exemption | $45,680 (+37.22%) Land $11,130 Building $34,550 | $130,500 Land $31,800 Building $98,700 |
| 2023 | $3,001.00 (+12.99%) Homeowner's exemption | $33,290 (-) Land $8,090 Building $25,200 | |
| 2022 | $2,656.00 Homeowner's exemption | $33,290 Land $8,090 Building $25,200 | |
| 2021 | $95,100 Land $23,100 Building $72,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Garden St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Garden St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003 |
|---|---|
| Water Source | Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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