114 Garden St, Bedford, OH 44146 Property Records

Cuyahoga County property record for 114 Garden St, Bedford, OH 44146

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,250 sqft · built 1924
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Apr 1998)
Tax Bill	$4,344 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`811-33-063`

Property Details

APN / Parcel Number

Primary APN	`811-33-063`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,250 sqft Living Area
Gross Area	1,874 sqft
1st Floor Area	626 sqft
2nd Floor Area	624 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	160 ft deep x 50 ft wide
View / Lot	Traffic
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	114 GARDEN ST
City	BEDFORD
State	OH
Zip	44146-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	36 PEARSE#3 0053 ALL
Legal Subdivision	PEARSE#3
Legal Lot Number	53
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2006
Census Tract	132100

Owner

Source: Cuyahoga County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	114 GARDEN ST, BEDFORD, OH 44146-2753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 1998 · Amount on Record
Deed Sale	Apr 28, 1998 · Amount on Record
Prior Sale	Jan 20, 1994
Deed Document Number	1998736050
Deed Book / Page	98-05003 / 56
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	114 GARDEN ST, BEDFORD, OH 44146-2753
Document Number	0009060129
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	114 GARDEN ST BEDFORD OH 441462753, BEDFORD, OH 44146-2753

Mortgage

Document Number	0009060129
Date	Sep 6, 2017
Instrument	9060129

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,344.00 (+8.33%) Homeowner's exemption	$56,420 (-) Land $10,360 Building $46,060	$161,200 (-) Land $29,600 Building $131,600
2024	$4,010.00 (+41.05%) Homeowner's exemption	$56,420 (+79.68%) Land $10,360 Building $46,060	$161,200 (+79.71%) Land $29,600 Building $131,600
2023	$2,843.00 (+12.95%) Homeowner's exemption	$31,400 (-) Land $6,410 Building $24,990
2022	$2,517.00 Homeowner's exemption	$31,400 Land $6,410 Building $24,990
2021			$89,700 Land $18,300 Building $71,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20