Schenectady County and Schenectady City property record for 118 Front St, Schenectady, NY 12305
| Property Type | Triplex |
|---|---|
| Details | 3 bd · 3 ba · 1,892 sqft · built 1820 |
| Lot Size | 0.083 acres (3,614 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,650 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.55-3-7 |
| Primary APN | 421500 39.55-3-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Total Area |
| 1st Floor Area | 946 sqft |
| 2nd Floor Area | 946 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 3,614 sqft (0.083 acres) |
| Lot Dimensions | 116 ft deep x 31 ft wide |
| Porch | Slab |
| Porch Area | 84 sqft |
| Patio Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 118 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1304 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK AND WOOD |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 33500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
118 Front St, a triplex, is owned by two individuals who acquired it in July 2001.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85 VICTORIA DR, BINGHAMTON, NY 13904-2819 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 20, 2001 |
| Transfer Doc | 1606000252 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 118 Front St was $8,650, up 3.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,650.00 (+3.48%) | ||
| 2025 | $8,359.00 | $140,100 Land $21,000 Building $119,100 | $231,992 Land $34,774 Building $197,218 |
| 2023 | $140,100 (-) Land $21,000 Building $119,100 | $177,342 (+3.8%) Land $26,582 Building $150,760 | |
| 2022 | $140,100 Land $21,000 Building $119,100 | $170,854 Land $25,610 Building $145,244 | |
| 2021 | $7,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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