Schenectady County and Schenectady City property record for 113 Front St, Schenectady, NY 12305
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4,208 sqft · built 1995 |
| Lot Size | 0.239 acres (10,400 sqft) |
| Owner | Company Name on Record |
| Last Sale | $5,087,129 (Aug 2024) |
| Tax Bill | $10,941 (2026) |
| Deeds & Mortgages | Jul 2019 Loan Modification Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.55-1-54 |
| Primary APN | 421500 39.55-1-54 |
|---|---|
| Alternative APN |
|
| Units | 6 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,208 sqft Gross Area |
| Basement Area | 1,712 sqft |
| Unfinished Basement | 1,712 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 10,400 sqft (0.239 acres) |
| Lot Dimensions | 160 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 113 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1330 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 54.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 204 LAFAYETTE ST, SCHENECTADY, NY 12305-2406 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 3, 2019 | Loan Modification, Mortgage SUNMARK FCU |
| Jul 3, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on Record |
| Deed Sale | Aug 22, 2024 · Amount on Record |
| Prior Sale | Aug 22, 2024 · Amount on Record |
| Deed Document Number | 202450121 |
| Deed Book / Page | 2136 / 178 |
| Prior Transfer Date | Aug 3, 2015 |
| Prior Transfer Doc | 0000039720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 3, 2019 |
| Property Address | 113 FRONT ST, SCHENECTADY, NY 12305-1330 |
| Book / Page | 004921 / 000853 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 30158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 204 LAFAYETTE ST #2 SCHENECTADY NY 123052416, 2, SCHENECTADY, NY 12305-2416 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030158 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 004921/000853 |
| Instrument | 30158 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | 1187 TROY SCHENECTADY RD, LATHAM, NY 12110-1086 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jul 2, 2029 |
| Rate | 5.4% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 3, 2019 |
| Property Address | 113 FRONT ST, SCHENECTADY, NY 12305-1330 |
| Document Number | 0000030130 |
| Book / Page | 002014 / 000723 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 30130 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 204 LAFAYETTE ST SCHENECTADY NY 123052406, SCHENECTADY, NY 12305-2406 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,941.00 (+0.8%) | ||
| 2025 | $10,854.00 (+1.03%) | $265,000 (-) Land $29,900 Building $235,100 | $438,814 (+30.82%) Land $49,511 Building $389,303 |
| 2023 | $265,000 (-) Land $29,900 Building $235,100 | $335,443 (+3.8%) Land $37,848 Building $297,595 | |
| 2022 | $265,000 Land $29,900 Building $235,100 | $323,171 Land $36,463 Building $286,708 | |
| 2021 | $10,743.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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