Putnam County property record for 118 Flora Ter, Florahome, FL 32140
| Property Type | Single Family Home |
|---|---|
| Details | 894 sqft · built 1980 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $30,000 (Jun 2005) |
| Tax Bill | $2,194 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 18-08-25-5110-907.0-010.0 |
| Primary APN | 18-08-25-5110-907.0-010.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Building Area | 894 sqft Living Area |
| 1st Floor Area | 376 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Lot Area | 25,265 sqft (0.58 acres) |
| Lot Dimensions | 143 ft deep x 48 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Heating System | Space Heater |
|---|
| Account Number | 37411 |
|---|---|
| Street Address | 118 FLORA TER |
| City | FLORAHOME |
| State | FL |
| Zip | 32140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE HILLS SEC 10 MB4 P168 |
| Legal Range | 25E |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | LAKESIDE HILLS |
| Legal Block | 907 |
| Legal Lot Number | 10 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950202 |
The current owner of 118 Flora Ter bought it in June 2005.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 299 RANCH RD, PONTE VEDRA BEACH, FL 32081-4376 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2005 · Amount on File |
| Deed Sale | Jun 8, 2005 · Amount on File |
| Prior Sale | Nov 17, 2000 |
| Deed Document Number | 539188 |
| Deed Book / Page | 1037 / 0730 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 118 Flora Ter was $2,194.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,194.00 | $123,030 | $123,030 Land $54,220 Building $68,810 |
| 2023 | $494.00 (+6.7%) | $112,990 (+4.62%) | $112,990 (+4.62%) Land $54,220 Building $58,770 |
| 2022 | $463.00 | $108,000 | $108,000 Land $54,220 Building $53,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Flora Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 100.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Flora Ter is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
4G LTE (outdoors only), no 5G reported
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