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115 Flora Ter, Florahome, FL 32140 Property Records

Putnam County property record for 115 Flora Ter, Florahome, FL 32140 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 672 sqft · built 1979
Lot Size0.37 acres (16,117 sqft)
Owner2 Company Names on File
Last Sale$325,000 (Mar 2022)
Tax Bill$5,239 (2025)
Deeds & MortgagesSep 2022 Transfer
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN18-08-25-5110-9070-0080

Property Details

APN / Parcel Number

Primary APN18-08-25-5110-9070-0080
Alternative APN
  • 37409

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Building Area672 sqft Living Area
1st Floor Area672 sqft
FlooringWood

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2001
Exterior MaterialWood Siding
Roof TypeGable/Hip
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions172 ft deep x 49 ft wide
Garage Area312 sqft
PorchUnfinished Open Porch
Porch Area384 sqft
Deck Area400 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number37409
Street Address115 FLORA TER
CityFLORAHOME
StateFL
Zip32140-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE HILLS SEC 10 MB4 P168, BLK 907 LOT 8
Legal Range25E
Legal Township08S
Legal Section18
Legal SubdivisionLAKESIDE HILLS
Legal Block907
Legal Lot Number8
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2011
Census Tract950202

Owner

Source: Putnam County records · APN 18-08-25-5110-9070-0080

Assessment roll updated December 10, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address8986 NW 47TH CT, CORAL SPRINGS, FL 33067-1911
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Mar 24, 2022Warranty Deed, Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Nov 24, 2020Warranty Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2022 · Amount on Record
Deed SaleMar 24, 2022 · Amount on Record
Prior SaleNov 24, 2020 · Amount on Record
Deed Document Number20227044
Deed Book / Page1661 / 648
Last Transfer DateAug 23, 2022
Transfer Doc0016831449
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM FL
Recording DateSep 09, 2022
Property Address115 FLORA TER, FLORAHOME, FL 32140-1730
Document Number0016831449
Book / Page1683 / 1449
Map ReferenceMB 4 PG 168
Instrument DateAug 23, 2022
Instrument202254022282
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8986 NW 47TH CT, 8986, CORAL SPRINGS, FL 33067-1911

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8986 NW 47TH CT, CORAL SPRINGS, FL 33067-1911

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateMar 24, 2022
Property Address115 FLORA TER, FLORAHOME, FL 32140-1730
Document Number0016610648
Book / Page1661 / 648
Map ReferenceMB 4 PG 168
Instrument DateMar 17, 2022
Instrument202254007044
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4837 CREEK BLUFF LN, 4837, MIDDLEBURG, FL 32068-8731

Transferred To (Grantee/Buyer)

NameVerified Name
Address8986 NW 47TH CT, CORAL SPRINGS, FL 33067-1911

Mortgage

Document Number0001661650
DateMar 24, 2022
Instrument1661/650
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateNov 24, 2020
Property Address115 FLORA TER, FLORAHOME, FL 32140-1730
Document Number0015971825
Book / Page1597 / 1825
Map ReferenceMB 4 PG 168
Instrument DateNov 24, 2020
Instrument202054021508
Transaction TypeTransfer
Record UpdatedNov 29, 2021
Title CompanyGULLETT TTL OF INTERLACHEN I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,778.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 FLORA TER, 115, FLORAHOME, FL 32140-1730

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 FLORA TER, FLORAHOME, FL 32140-1730

Mortgage

Document Number15971826
DateNov 24, 2020
Instrument1597/1826
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated December 10, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,239.00 (+2.28%)$291,830 (-1.95%) Land $118,970 Building $172,860$291,830 (-1.95%) Land $118,970 Building $172,860
2023$5,122.00 (+64.96%)$297,630 (+36.15%)$297,630 (+15.2%) Land $118,970 Building $178,660
2022$3,105.00 Homeowner's exemption$218,610$258,350 Land $107,070 Building $151,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (12107C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121079502022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation100.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims3 (2016–2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,163 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupDSL25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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