Lee County property record for 118 Emerson Dr, Saltillo, MS 38866
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,973 sqft · built 1995 |
| Lot Size | 0.406 acres (17,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 054N-19-029-72 |
| Primary APN | 054N-19-029-72 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,973 sqft Heated Area |
| Gross Area | 2,424 sqft |
| 1st Floor Area | 1,973 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,700 sqft (0.406 acres) |
| Lot Dimensions | 150 ft deep x 118 ft wide |
| Pool Area | 620 sqft |
|---|---|
| Pool House | 780 sqft |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Patio Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 033845 |
|---|---|
| Old Parcel Number | 054N-19-029-72 |
| Street Address | 118 EMERSON DR |
| City | SALTILLO |
| State | MS |
| Zip | 38866-9586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 LOT 73 |
| Legal Range | 06E |
| Legal Township | 08S |
| Legal Section | 19 |
| Legal Subdivision | WESSON HEIGHTS (UNRECORDED) |
| Legal Lot Number | 73 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950204 |
118 Emerson Dr is owned and occupied by two individuals who acquired it in May 1995.
Source: Lee County records, as of October 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 118 EMERSON DR, SALTILLO, MS 38866-9586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Dec 4, 2019 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 1995 |
| Deed Sale | May 19, 1995 |
| Deed Document Number | 0000158511 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 118 EMERSON DR, SALTILLO, MS 38866-9586 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 118 EMERSON DR, SALTILLO, MS 38866-9586 |
| Document Number | 2023002645 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023002645 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 118 EMERSON DR, SALTILLO, MS 38866-9586 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 118 EMERSON DR, SALTILLO, MS 38866-9586 |
| Document Number | 2019015333 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 2019015333 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Nov 22, 2044 |
The 2025 property tax bill for 118 Emerson Dr was $2,813 with a homeowner's exemption.
Source: Lee County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Municipality | Saltillo City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,813.00 Homeowner's exemption | $21,264 | $212,640 Land $25,000 Building $187,640 |
| 2023 | $2,433.00 Homeowner's exemption | $18,467 | $184,670 Land $25,000 Building $159,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 Emerson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Emerson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SALTILLO serves 6,766 people · EPA ID MS0410012 |
|---|---|
| Water Source | Purchased surface water from N. E. MS. REGIONAL W/S |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Tombigbee Fiber Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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