115 Emerson Dr, Saltillo, MS 38866 Property Records

Lee County property record for 115 Emerson Dr, Saltillo, MS 38866

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,023 sqft · built 1995
Lot Size0.406 acres (17,700 sqft)
OwnerIndividual Name on File
Tax Bill$2,487 (2025)
Deeds & MortgagesOct 2013 Mortgage
Oct 2024 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN054N-19-029-83

Property Details

APN / Parcel Number

Primary APN054N-19-029-83
Alternative APNs
  • 034350
  • 34350

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area2,023 sqft Heated Area
Gross Area2,389 sqft
1st Floor Area2,023 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area17,700 sqft (0.406 acres)
Lot Dimensions150 ft deep x 118 ft wide
Pool Area480 sqft
Patio Area162 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number034350
Old Parcel Number054N-19-029-83
Street Address115 EMERSON DR
CitySALTILLO
StateMS
Zip38866-9597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW1/4 LOT 77
Legal Range06E
Legal Township08S
Legal Section19
Legal SubdivisionWESSON HEIGHTS (UNRECORDED)
Legal Lot Number77
JurisdictionLEE MS
Township / Civil Division2
Census Block Group1
Census Block1032
Census Tract950204

Owner

Source: Lee County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address115 EMERSON DR, SALTILLO, MS 38866-9597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2013Deed of Trust, Mortgage
BANCORPSOUTH BANK
Oct 21, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Feb 11, 2026Warranty Deed, Transfer · VA Mortgage
GUM TREE MORTGAGE LLC
Oct 30, 2013Warranty Deed, Transfer
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2013
Deed SaleOct 30, 2013
Prior SaleMar 28, 2007
Deed Document Number2013014168
Record UpdatedSep 20, 2026

October 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address115 EMERSON DR, SALTILLO, MS 38866-9597
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2013014178
DateOct 30, 2013
Instrument2013014178
Lender
NameBANCORPSOUTH BANK
TypeBank
Address2778 W JACKSON ST PO BOX 4360 TUPELO MS 38803
Agreement
AmountAmount Recorded
Term120 Months
DueOct 26, 2023

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address115 EMERSON DR, SALTILLO, MS 38866-9597
Transaction TypeMortgage
Record UpdatedJun 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 EMERSON DR, SALTILLO, MS 38866-9597

Mortgage

Document Number2024011705
DateOct 21, 2024
Instrument2024011705
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 9, 2054

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateFeb 11, 2026
Property Address115 EMERSON DR, SALTILLO, MS 38866-9597
Document Number2026001566
Instrument DateFeb 11, 2026
Instrument2026001566
Transaction TypeTransfer
Record UpdatedJun 25, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 EMERSON DR, SALTILLO, MS 38866-9597

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 EMERSON DR, SALTILLO, MS 38866-9597

Mortgage

Document Number2026001567
DateFeb 11, 2026
Instrument2026001567
Lender
NameGUM TREE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

October 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateOct 30, 2013
Property Address115 EMERSON DR, SALTILLO, MS 38866-9597
Document Number2013014168
Instrument DateOct 22, 2013
Instrument2013014168
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16346 AIRPORT CIR, 16346, AURORA, CO 80011-1558

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressSALTILLO, MS 38866
Mail Care Of115 EMERSON DR

Mortgage

Document Number2013014177
DateOct 30, 2013
Instrument2013014177
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressPO BOX 3356
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2043

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalitySaltillo City
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,487.00 (+15.25%) Homeowner's exemption$18,800 (+14.77%)$188,000 (+14.77%) Land $25,000 Building $163,000
2023$2,158.00 Homeowner's exemption$16,381$163,810 Land $25,000 Building $138,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SALTILLO
serves 6,766 people · EPA ID MS0410012
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Telapex
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Tombigbee Electric Power Association
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20

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