118 Electric Ave, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 118 Electric Ave, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,008 sqft · built 1900
Lot Size	0.28 acres (12,288 sqft)
Owner	2 Individual Names on File
Last Sale	$357,500 (Oct 2025)
Tax Bill	$988 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-541.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-541.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,008 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	12,288 sqft (0.28 acres)
Lot Dimensions	115 ft deep x 59 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 ELECTRIC AVE
City	SOUTHGATE
State	KY
Zip	41071-3166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 124 SOUTH 59.87 X 115 IRREG
Legal Subdivision	TOWN OF SOUTHGATE
Legal Lot Number	124
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4016
Census Tract	52500

Owner

Source: Campbell County records, as of March 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 ELECTRIC AVE, SOUTHGATE, KY 41071-3166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit L&N FCU
Oct 28, 2025	Deed, Transfer KENTUCKY LAND TITLE AGENCY
Aug 18, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 30, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Oct 30, 2020 · Amount on File
Deed Document Number	20255999812
Deed Book / Page	878 / 13
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0005188752
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	118 ELECTRIC AVE, SOUTHGATE, KY 41071-3166
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	GRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006012413
Date	Dec 19, 2025
Book Page	M2479/20
Instrument	6012413

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 28, 2025
Property Address	118 ELECTRIC AVE, SOUTHGATE, KY 41071-3166
Document Number	0005999812
Book / Page	D878 / 13
Map Reference	MB 56 PG 74
Instrument Date	Oct 24, 2025
Instrument	5999812
Transaction Type	Transfer
Record Updated	Nov 10, 2025
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$357.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7362 BLUERIDGE DR, VALENCIA, CA 91354

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	118 ELECTRIC AVE, SOUTHGATE, KY 41071-3166

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 18, 2023
Property Address	118 ELECTRIC AVE, SOUTHGATE, KY 41071-3166
Document Number	0005188752
Book / Page	D853 / 789
Map Reference	MB 56 PG 74
Instrument Date	Oct 25, 2022
Instrument	5188752
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3175 HIGHWAY 467, DEMOSSVILLE, KY 41033-9360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3175 HIGHWAY 467, DEMOSSVILLE, KY 41033-9360

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 30, 2020
Property Address	118 ELECTRIC AVE, SOUTHGATE, KY 41071-3166
Document Number	0005120008
Book / Page	D818 / 565
Map Reference	MB 56 PG 74
Instrument Date	Oct 26, 2020
Instrument	5120008
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 CECELIA AVE, 1135, PARK HILLS, KY 41011-2813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	27362 BLUERIDGE DR, VALENCIA, CA 91354-1906

Mortgage

Document Number	0005120009
Date	Oct 30, 2020
Instrument	5120009

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (-4.17%)	$268,000 (-) Land $12,000 Building $256,000	$268,000 (-) Land $12,000 Building $256,000
2024	$1,031.00 (+0.19%)	$268,000 (+2.8%) Land $12,000 Building $256,000	$268,000 (+2.8%) Land $12,000 Building $256,000
2023	$1,029.00 (-2.46%)	$260,700 (-) Land $12,000 Building $248,700	$260,700 (-) Land $12,000 Building $248,700
2022	$1,055.00	$260,700 Land $12,000 Building $248,700	$260,700 Land $12,000 Building $248,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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