111 Electric Ave, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 111 Electric Ave, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	1,772 sqft · built 1900
Lot Size	0.264 acres (11,527 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Oct 2021)
Tax Bill	$796 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-468.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-468.00`

Interior

Stories	2 Stories
Building Area	1,772 sqft Living Area

Exterior

Year Built	Built 1900
Exterior Material	Brick
Roof Material	Slate
Lot Area	11,527 sqft
Lot Dimensions	175 ft deep x 65 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999911468.00
Street Address	111 ELECTRIC AVE
City	SOUTHGATE
State	KY
Zip	41071-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT 121 122 120 & 119 SOUTH 65.87 X 175 IRREG
Legal Lot Number	121
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4010
Census Tract	52500

Owner

111 Electric Ave is owned and occupied by an individual who bought it in October 2021.

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	111 ELECTRIC AVE, SOUTHGATE, KY 41071-3109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Oct 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION SAVINGS BANK
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Feb 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on File
Deed Sale	Oct 20, 2021 · Amount on File
Deed Document Number	5142189
Deed Book / Page	D830 / 724
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	111 ELECTRIC AVE, SOUTHGATE, KY 41071-3109
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ELECTRIC AVE, SOUTHGATE, KY 41071-3109

Mortgage

Document Number	0006021589
Date	Feb 9, 2026
Book Page	M2484/223
Instrument	6021589

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 20, 2021
Property Address	111 ELECTRIC AVE, SOUTHGATE, KY 41071-3109
Document Number	0005142189
Book / Page	D830 / 724
Instrument Date	Oct 7, 2021
Instrument	5142189
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	PROMINENT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 ELECTRIC AVE, 111, SOUTHGATE, KY 41071-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0005142190
Date	Oct 20, 2021
Instrument	5142190

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	111 ELECTRIC AVE, SOUTHGATE, KY 41071-3109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005055048
Date	Apr 13, 2017
Book Page	M2105/692
Instrument	5055048

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Apr 11, 2024

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	111 ELECTRIC AVE, SOUTHGATE, KY 41071-3109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005087762
Date	Feb 27, 2019
Book Page	M2172/204
Instrument	5087762

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 6, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 111 Electric Ave was $796 with a homeowner's exemption.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$796.00 Homeowner's exemption	$265,000 Land $17,700 Building $247,300	$265,000 Land $17,700 Building $247,300
2023	$1,046.00 (-2.52%)	$265,000 (-) Land $17,700 Building $247,300	$265,000 (-) Land $17,700 Building $247,300
2022	$1,073.00	$265,000 Land $17,700 Building $247,300	$265,000 Land $17,700 Building $247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Electric Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Electric Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Electric Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures